Gyroscopic Investing

Not bad for $9.95.  Just dump the corporates and municipals...

https://trader.motifinvesting.com/motif ... #/overview

I was looking at this recently. For $9.95 you can get up to 30 stocks at once. If you can replicate roughly the S&P (or your favorite index), you could save a reasonable amount of money by not having to pay the expense ratio charge. For larger portfolios this could be significant.

Interesting idea. So the PP motif could be a bond, gold, and cash ETF; plus the largest 27 companies in the TSM.

Greg:

I wonder if you have had experience using your idea  - I am particularly concerned about the execution you get. If the spread is bad the amount you save in commission may not be worthwhile, especially with fewer stocks and fewer transactions.
Do you know who the custodian of the account is?

I haven't actually done any business with Motif. I was just saying it might work well if you said there were 30 companies that you liked. Rather than paying commission to buy each one every time (at maybe $7 a pop for 30 companies is $210 each time you'd want to add to every holding) you could pay $9.95 and do it to all of them all at once.