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In A Coma For 10 Years... What Happens To My Permanent Portfolio?

Posted: Mon Feb 27, 2012 10:59 am
by Coffee
Has anybody looked into what happens if you don't rebalance the portfolio for an extended period of time?  Suppose you went to jail for 10 years? Or slipped into a coma? Or you were abducted by the FARC?

What would PP returns look like without rebalancing?

Just curious.

Re: In A Coma For 10 Years... What Happens To My Permanent Portfolio?

Posted: Mon Feb 27, 2012 11:02 am
by dualstow
I don't know, but but just prior to entering a ten-year coma, I'd rather be holding the pp than, say, solar panel stocks.

Hey, this would be a great way to not look at my spreadsheets so often.

Re: In A Coma For 10 Years... What Happens To My Permanent Portfolio?

Posted: Mon Feb 27, 2012 5:50 pm
by TripleB
Hedge this uncertainty by investing in healthcare stocks and private correction facility stocks, as you being in a coma and/or in prison will mean a rise in the value of those underlying companies.

Re: In A Coma For 10 Years... What Happens To My Permanent Portfolio?

Posted: Thu Mar 01, 2012 12:38 am
by AgAuMoney
Clive wrote:Simba's backtest spreadsheet takes total gains into account. In practice income wouldn't be reinvested in a total gains like manner so you could end up with lower gains and a large pot of cash.
Hmm.  Sounds like an argument for the simple funds approach in a brokerage which does free reinvestment.  Then TLT and VTI (or SPY) would reinvest, gold wouldn't need to, and you would probably be low on cash when you woke up.