Thinking about this for a PP

[Fradika]

Friends,

After much consideration, I'm just about ready to deploy the PP.

Here's what I'm thinking about doing, comments are welcome:

25% T-Bills (Cash)
25% VFIAX (Stocks)
25% 30Y Bonds (held in separate brokerage account (probably Fidelity?)) (Long Bonds)
25% Hard Assets Alliance (Gold)

Thanks in advance, this board, and the book, are a great help!

[AdamA]

Looks like a good plan to me.

How are you going to hold your gold?  Are you going to take delivery or have the Hard Assets Alliance store it for you somewhere?

[Fradika]

I thought about storing it all with them in another country (Melbourne, Australia and Zurich, Switzerland) are both appealing to me. Thoughts? It seems to me like keeping it nearby would be more harm than good.

Thanks again,

[AdamA]

The thing about the Hard Asset Alliance is that they are US company, so although the gold is stored overseas, you don't really have an overseas account that would protect you from any weird US government policies surrounding gold. 

I'd use the Perth Mint, or the New Zealand Mint.

[Fradika]

This is a good thing to think about, Adam, thanks!