Does anyone have a Fidelity Health Savings Account ( HSA ) ?

[dualstow]

There are a couple threads mentioning HSAs here in the forum.
I have to pay for my insurance out of pocket.
Since my insurance is lousy (catastrophic only), I pay for most of my medical expenses out of pocket.
I think HSAs are for me.

A couple of years ago, a Fidelity rep told me that the red tape of HSAs has been largely cleared up. It's much easier than it used to be, he insists. I love Vanguard, but Fidelity has done a good job with my 401(k) and I'm fairly certain I'm going to open up my HSA there.

Does anyone have experience with an HSA at Fidelity?

I'm going to be spending money on doctor bills and I can always use more tax-deferred space for investing.