SCHO for Cash?

Discussion of the Cash portion of the Permanent Portfolio

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beafet
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SCHO for Cash?

Post by beafet »

What are your thoughts on using SCHO for the cash portion of a PP, versus BIL or any other ETF? I wonder because BIL has a negative return for YTD and the past 12 months, and I thought the idea of the cash portion is that it needs to stay very stable...
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KevinW
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Re: SCHO for Cash?

Post by KevinW »

SCHO seems fine to me.  It tracks a Treasury-only index and its expense ratio of .12% is competitive.

As you may know SCHO holds 1-3 year bonds, instead of the <1-year bills which Browne advocated.  Many here are comfortable with that substitution, but do your own due diligence.

My only reservation is that it's a new ETF, so its and volume and AUM are both lower than more established ETFs such as SHY.
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