Does anyone here use Treasury Direct enough to be able to answer a question for me? I have a $100 savings bond there which I have had for maybe 5 months or so. It has earned a tiny bit of interest. But what is frustrating (and perhaps I do not understand the website correctly) is that whenever I login it tells me that my "current securities total is $100." And if I go to the Current Holdings page, it also says "your current total holdings amount is $100." I have to scroll to the savings bond section to see where the bond is $100 but has a current value of $100.32.
Shouldn't the interest that has accumulated on the savings bonds be included in any "current totals" figures? If someday I have $10,000 worth of savings bonds there that have accumulated $4,000 in interest over time, I would want my current holdings to say $14,000...principal and interest. Not just the original amount of $10,000 face value of the bonds. If I am going to balance my portfolios correctly I would want to know the full amount I have.
Treasury Direct Question
Moderator: Global Moderator
-
- Full Member
- Posts: 83
- Joined: Sat Sep 10, 2016 1:50 pm
-
- Executive Member
- Posts: 757
- Joined: Mon Oct 01, 2012 7:32 pm
Re: Treasury Direct Question
I believe your current holdings accounts for penalties if you withdrew today. I think it will start showing increased amount after year 1.
First page definitely does only show face value without any interest though. That will not change over years.
First page definitely does only show face value without any interest though. That will not change over years.
-
- Full Member
- Posts: 83
- Joined: Sat Sep 10, 2016 1:50 pm
Re: Treasury Direct Question
it sounds like an insignificant thing, but I like to be able to login to any account I have and see the current value. Having to search for it or even calculate it myself sounds crazy! Thanks for your assistance!