Search found 894 matches

by frugal
Sun Nov 05, 2017 12:14 pm
Forum: Permanent Portfolio Discussion
Topic: What to do after a windfall :
Replies: 36
Views: 8773

Re: What to do after a windfall :

It’s cash and equivalents until cash hits the upper rebalancing band. That's the right way to play it. New money 100% to cash until it spills over the 35% level. Then let nature make the decision. hi history says that it should enter in PP as soon as possible. So, we don't have to wait for rebalanc...
by frugal
Sun Nov 05, 2017 5:54 am
Forum: Permanent Portfolio Discussion
Topic: How to convince someone to use HB-PP
Replies: 19
Views: 5726

How to convince someone to use HB-PP

Dear friends,

I am not good convincing others.

Anyone of you, have already convinced a friend or parent to use HB-PP?

How shall I do it with saying, you have to read the book...

... the book is not in our language.

Thank you for your tips!

???
by frugal
Sun Nov 05, 2017 5:51 am
Forum: Permanent Portfolio Discussion
Topic: What to do after a windfall :
Replies: 36
Views: 8773

Re: What to do after a windfall :

that is another question my friend that I will post now



thank you !
by frugal
Sun Nov 05, 2017 1:18 am
Forum: Permanent Portfolio Discussion
Topic: What to do after a windfall :
Replies: 36
Views: 8773

Re: What to do after a windfall :

dualstow wrote:From inflation, yeah. But again, I don’t know anything about your country’s bonds, etc.
Hi!

ALL WEATHER portfolio has more Comodities.

Can be a way to diversify.

It is not for me.
by frugal
Sat Nov 04, 2017 3:08 pm
Forum: Permanent Portfolio Discussion
Topic: What to do after a windfall :
Replies: 36
Views: 8773

Re: What to do after a windfall :

hi nice hair! O0 I miss your smiling HB avatar, my friend. Can it be: 60% CD 10% PP 30% certificates of government Is this safe? I’m afraid I know nothing about Portugal except Carmen Miranda, large sardines, and a cool leather bag that my dad brought me. Even so, 10% pp seems quite small, especial...
by frugal
Sat Nov 04, 2017 7:42 am
Forum: Permanent Portfolio Discussion
Topic: What to do after a windfall :
Replies: 36
Views: 8773

Re: What to do after a windfall :

If the windfall were US$250,000, I’d probably do something like ocho. I don’t have a windfall every two weeks, but I also find it hard to buy new stock right now. It’s cash and equivalents until cash hits the upper rebalancing band. If the windfall were, say, $2 million, then pp. The whole pizza. I...
by frugal
Sat Nov 04, 2017 7:35 am
Forum: Permanent Portfolio Discussion
Topic: What to do after a windfall :
Replies: 36
Views: 8773

Re: What to do after a windfall :

ochotona wrote:Yes, I am a market "timer". There was a huge difference in how much real estate you could buy in 2010 vs 2007. People knew it was overvalued. They were just willing to ignore facts.
hi

market timer with PP?

What is your portfolio?
by frugal
Sat Nov 04, 2017 12:56 am
Forum: Permanent Portfolio Discussion
Topic: What to do after a windfall :
Replies: 36
Views: 8773

Re: What to do after a windfall :

To be honest, my mentality is similar, we live on about 50% of our income, so every two weeks I get a windfall. All of my new money is going to cash (Ally Bank, I-bonds), high quality Government and Corporate bonds less than 5 years duration, and gold on the dips. I am buying zero additional stocks...
by frugal
Fri Nov 03, 2017 4:33 pm
Forum: Permanent Portfolio Discussion
Topic: What to do after a windfall :
Replies: 36
Views: 8773

What to do after a windfall :

Hi friends,

What would you do after a big windfall ?

- Buy land
- buy real estate
- invest on ...

or would you put all it on the PP ?

Regards.
by frugal
Wed Oct 18, 2017 1:01 pm
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio in Europe (follow-up)
Replies: 63
Views: 21925

Re: Permanent Portfolio in Europe (follow-up)

4,3% and what about inflation? It does not beat official inflation by much, and perhaps does not beat real inflation at all. But multiple-year periods of underperformance are not unusual. Do you think to change to a more aggressive lazy portfolio? Such as...? If you have a concrete suggestion and s...
by frugal
Mon Oct 16, 2017 3:01 pm
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio in Europe (follow-up)
Replies: 63
Views: 21925

Re: Permanent Portfolio in Europe (follow-up)

These are results from my real 4x25 portfolio of Euro shares with Euro and EM share ETFs, bond ETFs, gold ETFs and cash. Not very different from the US Vanilla PP figures of -2.24, +10.10, -2.99 and +5.9% for the same four years. 2013 -3.04% 2014 +12.39% 2015 +1.42% 2016 +7.08 Average 4.30% 2017 +2...
by frugal
Tue Oct 10, 2017 3:46 pm
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio in Europe (follow-up)
Replies: 63
Views: 21925

Re: Permanent Portfolio in Europe (follow-up)

Hi,

some years ago we could find in some countries in Eurozone, 3-4-5% for cash deposit in some banks.

This ended forever?

The high rate for cash will never come again?

Regards.