It’s cash and equivalents until cash hits the upper rebalancing band. That's the right way to play it. New money 100% to cash until it spills over the 35% level. Then let nature make the decision. hi history says that it should enter in PP as soon as possible. So, we don't have to wait for rebalanc...

Dear friends,

I am not good convincing others.

Anyone of you, have already convinced a friend or parent to use HB-PP?

How shall I do it with saying, you have to read the book...

... the book is not in our language.

Thank you for your tips!

that is another question my friend that I will post now



thank you !

dualstow wrote:From inflation, yeah. But again, I don’t know anything about your country’s bonds, etc.

Hi!

ALL WEATHER portfolio has more Comodities.

Can be a way to diversify.

It is not for me.

hi nice hair! O0 I miss your smiling HB avatar, my friend. Can it be: 60% CD 10% PP 30% certificates of government Is this safe? I’m afraid I know nothing about Portugal except Carmen Miranda, large sardines, and a cool leather bag that my dad brought me. Even so, 10% pp seems quite small, especial...

If the windfall were US$250,000, I’d probably do something like ocho. I don’t have a windfall every two weeks, but I also find it hard to buy new stock right now. It’s cash and equivalents until cash hits the upper rebalancing band. If the windfall were, say, $2 million, then pp. The whole pizza. I...

ochotona wrote:Yes, I am a market "timer". There was a huge difference in how much real estate you could buy in 2010 vs 2007. People knew it was overvalued. They were just willing to ignore facts.

hi

market timer with PP?

What is your portfolio?

To be honest, my mentality is similar, we live on about 50% of our income, so every two weeks I get a windfall. All of my new money is going to cash (Ally Bank, I-bonds), high quality Government and Corporate bonds less than 5 years duration, and gold on the dips. I am buying zero additional stocks...

Hi friends,

What would you do after a big windfall ?

- Buy land
- buy real estate
- invest on ...

or would you put all it on the PP ?

Regards.

4,3% and what about inflation? It does not beat official inflation by much, and perhaps does not beat real inflation at all. But multiple-year periods of underperformance are not unusual. Do you think to change to a more aggressive lazy portfolio? Such as...? If you have a concrete suggestion and s...

These are results from my real 4x25 portfolio of Euro shares with Euro and EM share ETFs, bond ETFs, gold ETFs and cash. Not very different from the US Vanilla PP figures of -2.24, +10.10, -2.99 and +5.9% for the same four years. 2013 -3.04% 2014 +12.39% 2015 +1.42% 2016 +7.08 Average 4.30% 2017 +2...

Hi,

some years ago we could find in some countries in Eurozone, 3-4-5% for cash deposit in some banks.

This ended forever?

The high rate for cash will never come again?

Regards.