Search found 921 matches

by frugal
Sat Mar 03, 2018 10:21 am
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio in Europe (follow-up)
Replies: 63
Views: 26188

Re: Permanent Portfolio in Europe (follow-up)

Hi everyone, here's my portfolio I'm looking to implement in the coming weeks. I'm in EU, so it's focused on Eurozone, however with 20% of assets in/related to US. I added symbols since I lost a ton of time looking for the right ones. Stocks - xTrackers MSCI EMU, EUR ( XD5E ) - 20% - Vanguard US To...
by frugal
Sun Feb 18, 2018 11:33 am
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio in Europe (follow-up)
Replies: 63
Views: 26188

Re: Permanent Portfolio in Europe (follow-up)

4x25 PP. Stocks: ETF Bonds: ETF Gold: ETF Cash: ETF (Short term bonds)+Checking+Savings. hi!!! Which ETFs? Can you name them please. They are spread through out several brokerage and IRA accounts Stocks: IVV, VFIAX Bonds: TLT, VLGSX Gold: IAU Cash: SHY, VFSIX , +Checking+Savings. ahhhh is USPP!
by frugal
Sun Feb 18, 2018 1:40 am
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio in Europe (follow-up)
Replies: 63
Views: 26188

Re: Permanent Portfolio in Europe (follow-up)

CD - fixed rate, money locked up for certain period of time. Savings - rate can change, can add and withdraw any time. hi nice-bird, can you post your portfolio choice? Regards 4x25 PP. Stocks: ETF Bonds: ETF Gold: ETF Cash: ETF (Short term bonds)+Checking+Savings. hi!!! Which ETFs? Can you name th...
by frugal
Sat Feb 17, 2018 11:55 am
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio in Europe (follow-up)
Replies: 63
Views: 26188

Re: Permanent Portfolio in Europe (follow-up)

Ugly_Bird wrote:
frugal wrote:
Ugly_Bird wrote:
CD - fixed rate, money locked up for certain period of time.
Savings - rate can change, can add and withdraw any time.

hi nice-bird,

can you post your portfolio choice?

Regards
by frugal
Sat Feb 17, 2018 12:52 am
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio in Europe (follow-up)
Replies: 63
Views: 26188

Re: Permanent Portfolio in Europe (follow-up)

My online savings account still has a positive yield: 0.35%. All short-term euro treasuries have negative yields. The iShares 0-1y euro etf for example has a YTM of -0.5%. So that’s a difference of almost 1 percent. hi is that theortically correct? Can we use CD's instead without more RISK? Thanks ...
by frugal
Wed Feb 14, 2018 4:35 pm
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio in Europe (follow-up)
Replies: 63
Views: 26188

Re: Permanent Portfolio in Europe (follow-up)

My online savings account still has a positive yield: 0.35%. All short-term euro treasuries have negative yields. The iShares 0-1y euro etf for example has a YTM of -0.5%. So that’s a difference of almost 1 percent. hi is that theortically correct? Can we use CD's instead without more RISK? Thanks
by frugal
Tue Feb 13, 2018 1:02 pm
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio in Europe (follow-up)
Replies: 63
Views: 26188

Re: Permanent Portfolio in Europe (follow-up)

Small update on my EU-PP. Been invested in the PP for almost a year now and still very happy with it. Made two small changes: I've replaced Lyxor EuroMTS 15y+ (LYXF) with iShares € Govt Bond 20yr Target Duration (E20Y). E20Y uses higher quality bonds (No bonds from Spain/Italy) and has a higher dur...
by frugal
Sun Jan 21, 2018 10:59 am
Forum: Variable Portfolio Discussion
Topic: A multi-asset portfolio in Euros
Replies: 6
Views: 3161

Re: A multi-asset portfolio in Euros

Frugal - There is a lot of information available on the construction of dividend portfolios and I don't claim to be an expert. One thing I would say is that it is much easier to construct a dividend portfolio of US shares than of Euro shares, as there is a far better choice of dividend-paying share...
by frugal
Sat Jan 20, 2018 11:19 am
Forum: Variable Portfolio Discussion
Topic: A multi-asset portfolio in Euros
Replies: 6
Views: 3161

Re: A multi-asset portfolio in Euros

Frugal To answer the questions: 1.Relative performance of Eu and US PPs. You can look this up yourself by comparing simple 4 -ETF portfolios, or comparing published results such as Marc de Mesel's EU results with US results. Portfoliocharts.com has similar average performances for US and German PPs...
by frugal
Sat Jan 13, 2018 5:12 am
Forum: Variable Portfolio Discussion
Topic: A multi-asset portfolio in Euros
Replies: 6
Views: 3161

Re: A multi-asset portfolio in Euros

Following on from the discussion started by Sophie ( https://www.gyroscopicinvesting.com/forum/viewtopic.php?f=1&t=9289&start=24 ), I thought I would start a new topic here as the subject is variable portfolios. I wrote: PS It seems to me that there are relatively few sane investing strategies that...
by frugal
Tue Dec 19, 2017 3:52 pm
Forum: Permanent Portfolio Discussion
Topic: European PP, update 6 months after starting
Replies: 43
Views: 12927

Re: European PP, update 6 months after starting

Hi

ETFs are very easy yes!

I only have affraid of brokers...
by frugal
Sun Dec 17, 2017 1:48 pm
Forum: Permanent Portfolio Discussion
Topic: How much is "enough" in the Permanent Portfolio?
Replies: 37
Views: 10278

Re: How much is "enough" in the Permanent Portfolio?

Frugal I already have exposure to US shares in my VP so I have none in the PP. Otherwise I would probably have about 50% US in the PP, or a global share ETF. There is currency risk though: the dollar has lost about 11% against the Euro this calendar year, so my mostly US VP is only breaking even fo...