Hi everyone, here's my portfolio I'm looking to implement in the coming weeks. I'm in EU, so it's focused on Eurozone, however with 20% of assets in/related to US. I added symbols since I lost a ton of time looking for the right ones. Stocks - xTrackers MSCI EMU, EUR ( XD5E ) - 20% - Vanguard US To...

4x25 PP. Stocks: ETF Bonds: ETF Gold: ETF Cash: ETF (Short term bonds)+Checking+Savings. hi!!! Which ETFs? Can you name them please. They are spread through out several brokerage and IRA accounts Stocks: IVV, VFIAX Bonds: TLT, VLGSX Gold: IAU Cash: SHY, VFSIX , +Checking+Savings. ahhhh is USPP!

CD - fixed rate, money locked up for certain period of time. Savings - rate can change, can add and withdraw any time. hi nice-bird, can you post your portfolio choice? Regards 4x25 PP. Stocks: ETF Bonds: ETF Gold: ETF Cash: ETF (Short term bonds)+Checking+Savings. hi!!! Which ETFs? Can you name th...

Ugly_Bird wrote:

frugal wrote:

Ugly_Bird wrote:

CD - fixed rate, money locked up for certain period of time.
Savings - rate can change, can add and withdraw any time.

hi nice-bird,

can you post your portfolio choice?

Regards

My online savings account still has a positive yield: 0.35%. All short-term euro treasuries have negative yields. The iShares 0-1y euro etf for example has a YTM of -0.5%. So that’s a difference of almost 1 percent. hi is that theortically correct? Can we use CD's instead without more RISK? Thanks ...

My online savings account still has a positive yield: 0.35%. All short-term euro treasuries have negative yields. The iShares 0-1y euro etf for example has a YTM of -0.5%. So that’s a difference of almost 1 percent. hi is that theortically correct? Can we use CD's instead without more RISK? Thanks

Small update on my EU-PP. Been invested in the PP for almost a year now and still very happy with it. Made two small changes: I've replaced Lyxor EuroMTS 15y+ (LYXF) with iShares € Govt Bond 20yr Target Duration (E20Y). E20Y uses higher quality bonds (No bonds from Spain/Italy) and has a higher dur...

Frugal - There is a lot of information available on the construction of dividend portfolios and I don't claim to be an expert. One thing I would say is that it is much easier to construct a dividend portfolio of US shares than of Euro shares, as there is a far better choice of dividend-paying share...

Frugal To answer the questions: 1.Relative performance of Eu and US PPs. You can look this up yourself by comparing simple 4 -ETF portfolios, or comparing published results such as Marc de Mesel's EU results with US results. Portfoliocharts.com has similar average performances for US and German PPs...

Following on from the discussion started by Sophie ( https://www.gyroscopicinvesting.com/forum/viewtopic.php?f=1&t=9289&start=24 ), I thought I would start a new topic here as the subject is variable portfolios. I wrote: PS It seems to me that there are relatively few sane investing strategies that...

Hi

ETFs are very easy yes!

I only have affraid of brokers...

Frugal I already have exposure to US shares in my VP so I have none in the PP. Otherwise I would probably have about 50% US in the PP, or a global share ETF. There is currency risk though: the dollar has lost about 11% against the Euro this calendar year, so my mostly US VP is only breaking even fo...