Search found 47 matches
- Thu Oct 17, 2024 7:02 pm
- Forum: Cash
- Topic: iBonds / TreasuryDirect
- Replies: 39
- Views: 21003
Re: iBonds / TreasuryDirect
TreasuryDirect to Bond Buyers: Moving Your Money Could Take a Year Demand surges on Treasury Department’s clunky website for buying government debt, leading to backlog of customer requests By Imani Moise | updated Oct 9, 2024 People who want to move investments from their accounts on the Treasury D...
- Mon Sep 16, 2024 5:21 pm
- Forum: Bonds
- Topic: Help Finding Least Bad 401k option
- Replies: 6
- Views: 3012
Re: Help Finding Least Bad 401k option
Like most 401k plans, the bond choices are very very limited. I have similar issue with limited 401K options. For stocks there is an excellent low cost Vanguard S&P 500 fund. For cash there is no Money Market Fund option, just a Stable Value Fund which does maintain $1 per share value, but curr...
- Wed Sep 04, 2024 4:14 pm
- Forum: Permanent Portfolio Discussion
- Topic: Anyone using the Permanent Portfolio as a second level emergency fund?
- Replies: 4
- Views: 3000
Re: Anyone using the Permanent Portfolio as a second level emergency fund?
One of my favorite emergency fund vehicles are iBonds. Takes a while to build them up, but they adjust for inflation, you can cash them out in $1 increments after the first year, and the penalties for early withdrawal are small for the first 5 years (like 3 months interest on the amount youre takin...
- Tue Aug 27, 2024 9:24 pm
- Forum: Bonds
- Topic: "U.S. Treasuries not the safe bet they once were"
- Replies: 9
- Views: 5723
Re: "U.S. Treasuries not the safe bet they once were"
I agree that investors in general should question the basic assumption that U.S. treasury bonds are free of credit risk. I don't question the basic assumption that U.S. treasury bonds are free of credit risk. Or any other country that issues debt repayable in its own currency - they can always prin...
- Tue Aug 27, 2024 2:50 pm
- Forum: Permanent Portfolio Discussion
- Topic: Are you always taking a bath on at least one asset?
- Replies: 17
- Views: 6814
Re: Are you always taking a bath on at least one asset?
I allocated it to a Golden Butterfly (GB) portfolio. Now I'm getting cold feet about the gold portion. Given the record highs lately, it *feels* like it has nowhere to go but down. I felt that way buying long term treasurys near highs. It seemed they had nowhere to go but down. Sure enough they did...
- Sun Apr 14, 2024 9:52 pm
- Forum: Gold
- Topic: Why the big move in gold?
- Replies: 95
- Views: 111955
Re: Why the big move in gold?
I suspect that the paper-gold to physical gold ratio will further increase from recent 122:1 levels. Looks like a big buyer, 100Bn, perhaps Russia, buying 1500 tonnes of physical gold, via Options (expiry settlement in physical gold rather than cash). With current sanctions those trades being appli...
- Sun Apr 14, 2024 9:37 pm
- Forum: Gold
- Topic: Why the big move in gold?
- Replies: 95
- Views: 111955
Re: Why the big move in gold?
I suspect that the paper-gold to physical gold ratio will further increase from recent 122:1 levels. Looks like a big buyer, 100Bn, perhaps Russia, buying 1500 tonnes of physical gold, via Options (expiry settlement in physical gold rather than cash). With current sanctions those trades being appli...
- Fri Dec 08, 2023 6:27 pm
- Forum: Variable Portfolio Discussion
- Topic: Leverages ETN strategies
- Replies: 5
- Views: 18533
Re: Leverages ETN strategies
I am fascinated by leveraged ETNs such as UPRO, a 3X S&P ETN, and a new one, XXXX, a 4X S&P ETN. While I'm not interested in leveraged products, if I where to choose one, it would never be an ETN. ProShares UPRO does appear to be a standard ETF. This new XXXX offering from BMO is an Exchang...
- Thu Oct 19, 2023 8:00 pm
- Forum: Permanent Portfolio Discussion
- Topic: Alright who’s hitting rebalancing bands?
- Replies: 13
- Views: 21937
Re: Alright who’s hitting rebalancing bands?
My LTTs are 15.8%. I think I'm ready to rebalance. In Fidelity accounts, what is better for buying LTT funds: TLT ETF or FNBGX index? I currently already have both. I use FNBGX because I prefer Mutual Fund structure over ETF where possible. FNBGX is also incredibly inexpensive at 0.03% ER. If this ...
- Fri Oct 13, 2023 7:14 pm
- Forum: Gold
- Topic: Why the big move in gold?
- Replies: 95
- Views: 111955
Re: Why the big move in gold?
Stocks down, gold and long treasurys up today - I assumed it was traders' flight to safety going into the weekend due to recent geopolitical events.
- Tue Jul 25, 2023 9:23 pm
- Forum: Other Discussions
- Topic: Signatures
- Replies: 198
- Views: 287477
Re: Signatures
Been getting really into zombie apocalypse games and movies lately. Throw me some suggestions if you have any. Lighthearted: Zombieland Not-so-lighthearted: 28 Days Later Thanks! O0 Dead Set is a must see in that genre. Set in a British Big Brother house. 5 short episodes you can watch in one sitti...
- Thu May 18, 2023 9:16 pm
- Forum: Other Discussions
- Topic: How To Build A Bond Ladder
- Replies: 24
- Views: 49409
Re: How To Build A Bond Ladder
Seriously, Vinny. Please lay off posting for a few hours at least. Not sure what you are trying to do by starting a million new threads and posting in every other one. Enough is enough. This has been going on for at least a year if not 2, and you guys are just now getting annoyed? Seriously? Naahh,...
- Sun May 14, 2023 8:33 pm
- Forum: Other Discussions
- Topic: Bank failures
- Replies: 8
- Views: 2855
Re: Bank failures
Thought they failed it does not look like they cost anyone anything? If by anyone you mean depositors, yes that's true - they were made whole by the bank itself. “In light of recent industry and regulatory developments, Silvergate believes that an orderly wind down of Bank operations and a voluntar...
- Sun May 14, 2023 6:19 pm
- Forum: Other Discussions
- Topic: Bank failures
- Replies: 8
- Views: 2855
Re: Bank failures
That's quite the snowman profile on the right side! Also, I was wondering where is Silvergate bank on the list for 2023? I know it wasn't very big compared to the other three, but was as big as a few others on the list from earlier years. Apparently, while it was FDIC insured, it was a voluntary sh...
- Sun May 14, 2023 5:47 pm
- Forum: Other Discussions
- Topic: Bank failures
- Replies: 8
- Views: 2855
Re: Bank failures
That's quite the snowman profile on the right side!
- Thu Apr 20, 2023 9:29 pm
- Forum: Stocks
- Topic: International stocks?
- Replies: 42
- Views: 82739
Re: International stocks?
Is the idea behind the Permanent Portfolio and Golden Butterfly only needing domestic US stocks (for US investors) that the gold provides sufficient hedging against foreign exchange movements? Yes, that is the idea I have come to believe (at least for US investors). Tyler has an article on Portfoli...
- Tue Apr 18, 2023 8:13 am
- Forum: Cash
- Topic: I-bonds from tax refund
- Replies: 37
- Views: 23454
- Mon Apr 17, 2023 7:54 pm
- Forum: Stocks
- Topic: Small Cap Value fund without a large allocation to financials
- Replies: 3
- Views: 3601
Re: Small Cap Value fund without a large allocation to financials
Does anyone know of a good Small Cap Value fund without a large allocation to Small Cap "Value" financials. I want to make a purchase but Vanguards VBR, I believe, has over 20 percent in financials at the moment. Looks like funds based on CRSP US Small Cap Value index (e.g. VBR) and Russe...
- Fri Apr 14, 2023 10:47 pm
- Forum: Variable Portfolio Discussion
- Topic: Hedging Against U.S. Dollar Losing Global Reserve Status
- Replies: 34
- Views: 38329
Re: Hedging Against U.S. Dollar Losing Global Reserve Status
Is there any general correlation between the strength of the US dollar and the returns that a US investor will get from a broad foreign stock index fund? ... But again my followup would be to ask whether there is even a weak correlation, in other words if the dollar is strengthening is it more like...
- Sat Mar 25, 2023 9:26 pm
- Forum: Variable Portfolio Discussion
- Topic: in depth review of golden butterfly
- Replies: 21
- Views: 21021
- Sat Feb 25, 2023 8:04 pm
- Forum: Stocks
- Topic: Stock Picking in the PP
- Replies: 33
- Views: 26127
Re: Stock Picking in the PP
If I recall correctly, in the Money Show radio archives he recommended the S&P 500 fund. Yes, S&P 500 fund for the stock allocation is my recollection from multiple episodes of the radio show. Below is my "strict" interpretation of the Permanent Portfolio philosophy: In October 10...
- Sat Feb 25, 2023 10:55 am
- Forum: Cash
- Topic: Best place for cash
- Replies: 7
- Views: 4282
Re: Best place for cash
For the past decade, I've focused on building up cash reserves in my taxable investment account. Cash was ideal for taxable because it threw off almost no interest and of course had no gains. Whereas, I was preferring to load up my Roth IRA with stocks because of their growth potential. Now the sit...
- Fri Feb 24, 2023 8:56 pm
- Forum: Gold
- Topic: IRA approved international gold custodians
- Replies: 1
- Views: 1964
Re: IRA approved international gold custodians
Hi All, I did a quick search on this forum and did not find much in relation to IRA-approved international gold custodians. Diversification is a good thing and I think that would apply to physical gold held by a custodian internationally for a portion of assets. If anyone has information or referen...
- Thu Feb 23, 2023 9:13 pm
- Forum: Bonds
- Topic: Treasury bond pricing
- Replies: 5
- Views: 3288
Re: Treasury bond pricing
Why are treasuries priced in $100 increments i.e. 99.730 but sold in $1000 increments? Seems like a bond in this example would be priced at $997.30. I'm sure there is a simple, obvious reason. Per Investopedia at https://www.investopedia.com/terms/b/bondquote.asp "A bond quote is the last pric...
- Sat Dec 24, 2022 5:37 pm
- Forum: Gold
- Topic: Fidelity Gold, Silver, Platinum, and Palladium Trading
- Replies: 3
- Views: 2408
Re: Fidelity Gold, Silver, Platinum, and Palladium Trading
When did this happen? I just learned of this from snedgar in the other thread. This at least feels like lower counter party risk with some higher fees. https://www.fidelity.com/trading/investment-choices/gold-silver-platinum Buying and selling fees: Fees5 Gross amount Percent charged on gross amoun...