Search found 47 matches

by coasting
Thu Oct 17, 2024 7:02 pm
Forum: Cash
Topic: iBonds / TreasuryDirect
Replies: 39
Views: 21003

Re: iBonds / TreasuryDirect

TreasuryDirect to Bond Buyers: Moving Your Money Could Take a Year Demand surges on Treasury Department’s clunky website for buying government debt, leading to backlog of customer requests By Imani Moise | updated Oct 9, 2024 People who want to move investments from their accounts on the Treasury D...
by coasting
Mon Sep 16, 2024 5:21 pm
Forum: Bonds
Topic: Help Finding Least Bad 401k option
Replies: 6
Views: 3012

Re: Help Finding Least Bad 401k option

Like most 401k plans, the bond choices are very very limited. I have similar issue with limited 401K options. For stocks there is an excellent low cost Vanguard S&P 500 fund. For cash there is no Money Market Fund option, just a Stable Value Fund which does maintain $1 per share value, but curr...
by coasting
Wed Sep 04, 2024 4:14 pm
Forum: Permanent Portfolio Discussion
Topic: Anyone using the Permanent Portfolio as a second level emergency fund?
Replies: 4
Views: 3000

Re: Anyone using the Permanent Portfolio as a second level emergency fund?

One of my favorite emergency fund vehicles are iBonds. Takes a while to build them up, but they adjust for inflation, you can cash them out in $1 increments after the first year, and the penalties for early withdrawal are small for the first 5 years (like 3 months interest on the amount youre takin...
by coasting
Tue Aug 27, 2024 9:24 pm
Forum: Bonds
Topic: "U.S. Treasuries not the safe bet they once were"
Replies: 9
Views: 5723

Re: "U.S. Treasuries not the safe bet they once were"

I agree that investors in general should question the basic assumption that U.S. treasury bonds are free of credit risk. I don't question the basic assumption that U.S. treasury bonds are free of credit risk. Or any other country that issues debt repayable in its own currency - they can always prin...
by coasting
Tue Aug 27, 2024 2:50 pm
Forum: Permanent Portfolio Discussion
Topic: Are you always taking a bath on at least one asset?
Replies: 17
Views: 6814

Re: Are you always taking a bath on at least one asset?

I allocated it to a Golden Butterfly (GB) portfolio. Now I'm getting cold feet about the gold portion. Given the record highs lately, it *feels* like it has nowhere to go but down. I felt that way buying long term treasurys near highs. It seemed they had nowhere to go but down. Sure enough they did...
by coasting
Sun Apr 14, 2024 9:52 pm
Forum: Gold
Topic: Why the big move in gold?
Replies: 95
Views: 111955

Re: Why the big move in gold?

I suspect that the paper-gold to physical gold ratio will further increase from recent 122:1 levels. Looks like a big buyer, 100Bn, perhaps Russia, buying 1500 tonnes of physical gold, via Options (expiry settlement in physical gold rather than cash). With current sanctions those trades being appli...
by coasting
Sun Apr 14, 2024 9:37 pm
Forum: Gold
Topic: Why the big move in gold?
Replies: 95
Views: 111955

Re: Why the big move in gold?

I suspect that the paper-gold to physical gold ratio will further increase from recent 122:1 levels. Looks like a big buyer, 100Bn, perhaps Russia, buying 1500 tonnes of physical gold, via Options (expiry settlement in physical gold rather than cash). With current sanctions those trades being appli...
by coasting
Fri Dec 08, 2023 6:27 pm
Forum: Variable Portfolio Discussion
Topic: Leverages ETN strategies
Replies: 5
Views: 18533

Re: Leverages ETN strategies

I am fascinated by leveraged ETNs such as UPRO, a 3X S&P ETN, and a new one, XXXX, a 4X S&P ETN. While I'm not interested in leveraged products, if I where to choose one, it would never be an ETN. ProShares UPRO does appear to be a standard ETF. This new XXXX offering from BMO is an Exchang...
by coasting
Thu Oct 19, 2023 8:00 pm
Forum: Permanent Portfolio Discussion
Topic: Alright who’s hitting rebalancing bands?
Replies: 13
Views: 21937

Re: Alright who’s hitting rebalancing bands?

My LTTs are 15.8%. I think I'm ready to rebalance. In Fidelity accounts, what is better for buying LTT funds: TLT ETF or FNBGX index? I currently already have both. I use FNBGX because I prefer Mutual Fund structure over ETF where possible. FNBGX is also incredibly inexpensive at 0.03% ER. If this ...
by coasting
Fri Oct 13, 2023 7:14 pm
Forum: Gold
Topic: Why the big move in gold?
Replies: 95
Views: 111955

Re: Why the big move in gold?

I Shrugged wrote: Fri Oct 13, 2023 5:28 pm Big move in gold today. Why?
Stocks down, gold and long treasurys up today - I assumed it was traders' flight to safety going into the weekend due to recent geopolitical events.
by coasting
Tue Jul 25, 2023 9:23 pm
Forum: Other Discussions
Topic: Signatures
Replies: 198
Views: 287477

Re: Signatures

Been getting really into zombie apocalypse games and movies lately. Throw me some suggestions if you have any. Lighthearted: Zombieland Not-so-lighthearted: 28 Days Later Thanks! O0 Dead Set is a must see in that genre. Set in a British Big Brother house. 5 short episodes you can watch in one sitti...
by coasting
Thu May 18, 2023 9:16 pm
Forum: Other Discussions
Topic: How To Build A Bond Ladder
Replies: 24
Views: 49409

Re: How To Build A Bond Ladder

Seriously, Vinny. Please lay off posting for a few hours at least. Not sure what you are trying to do by starting a million new threads and posting in every other one. Enough is enough. This has been going on for at least a year if not 2, and you guys are just now getting annoyed? Seriously? Naahh,...
by coasting
Sun May 14, 2023 8:33 pm
Forum: Other Discussions
Topic: Bank failures
Replies: 8
Views: 2855

Re: Bank failures

Thought they failed it does not look like they cost anyone anything? If by anyone you mean depositors, yes that's true - they were made whole by the bank itself. “In light of recent industry and regulatory developments, Silvergate believes that an orderly wind down of Bank operations and a voluntar...
by coasting
Sun May 14, 2023 6:19 pm
Forum: Other Discussions
Topic: Bank failures
Replies: 8
Views: 2855

Re: Bank failures

That's quite the snowman profile on the right side! Also, I was wondering where is Silvergate bank on the list for 2023? I know it wasn't very big compared to the other three, but was as big as a few others on the list from earlier years. Apparently, while it was FDIC insured, it was a voluntary sh...
by coasting
Sun May 14, 2023 5:47 pm
Forum: Other Discussions
Topic: Bank failures
Replies: 8
Views: 2855

Re: Bank failures

That's quite the snowman profile on the right side!
by coasting
Thu Apr 20, 2023 9:29 pm
Forum: Stocks
Topic: International stocks?
Replies: 42
Views: 82739

Re: International stocks?

Is the idea behind the Permanent Portfolio and Golden Butterfly only needing domestic US stocks (for US investors) that the gold provides sufficient hedging against foreign exchange movements? Yes, that is the idea I have come to believe (at least for US investors). Tyler has an article on Portfoli...
by coasting
Tue Apr 18, 2023 8:13 am
Forum: Cash
Topic: I-bonds from tax refund
Replies: 37
Views: 23454

Re: I-bonds from tax refund

yankees60 wrote: Tue Apr 18, 2023 7:31 am Does Texas have state income taxes?
Hell no!!!

But we make up for it in property taxes. :(
by coasting
Mon Apr 17, 2023 7:54 pm
Forum: Stocks
Topic: Small Cap Value fund without a large allocation to financials
Replies: 3
Views: 3601

Re: Small Cap Value fund without a large allocation to financials

Does anyone know of a good Small Cap Value fund without a large allocation to Small Cap "Value" financials. I want to make a purchase but Vanguards VBR, I believe, has over 20 percent in financials at the moment. Looks like funds based on CRSP US Small Cap Value index (e.g. VBR) and Russe...
by coasting
Fri Apr 14, 2023 10:47 pm
Forum: Variable Portfolio Discussion
Topic: Hedging Against U.S. Dollar Losing Global Reserve Status
Replies: 34
Views: 38329

Re: Hedging Against U.S. Dollar Losing Global Reserve Status

Is there any general correlation between the strength of the US dollar and the returns that a US investor will get from a broad foreign stock index fund? ... But again my followup would be to ask whether there is even a weak correlation, in other words if the dollar is strengthening is it more like...
by coasting
Sat Mar 25, 2023 9:26 pm
Forum: Variable Portfolio Discussion
Topic: in depth review of golden butterfly
Replies: 21
Views: 21021

Re: in depth review of golden butterfly

snedgar wrote: Sat Mar 25, 2023 9:07 pm The article seems cluncky and uninspired to me.

I wonder if it was written by AI?
I wonder if it was written by AI? lol - I had exactly the same thought!
by coasting
Sat Feb 25, 2023 8:04 pm
Forum: Stocks
Topic: Stock Picking in the PP
Replies: 33
Views: 26127

Re: Stock Picking in the PP

If I recall correctly, in the Money Show radio archives he recommended the S&P 500 fund. Yes, S&P 500 fund for the stock allocation is my recollection from multiple episodes of the radio show. Below is my "strict" interpretation of the Permanent Portfolio philosophy: In October 10...
by coasting
Sat Feb 25, 2023 10:55 am
Forum: Cash
Topic: Best place for cash
Replies: 7
Views: 4282

Re: Best place for cash

For the past decade, I've focused on building up cash reserves in my taxable investment account. Cash was ideal for taxable because it threw off almost no interest and of course had no gains. Whereas, I was preferring to load up my Roth IRA with stocks because of their growth potential. Now the sit...
by coasting
Fri Feb 24, 2023 8:56 pm
Forum: Gold
Topic: IRA approved international gold custodians
Replies: 1
Views: 1964

Re: IRA approved international gold custodians

Hi All, I did a quick search on this forum and did not find much in relation to IRA-approved international gold custodians. Diversification is a good thing and I think that would apply to physical gold held by a custodian internationally for a portion of assets. If anyone has information or referen...
by coasting
Thu Feb 23, 2023 9:13 pm
Forum: Bonds
Topic: Treasury bond pricing
Replies: 5
Views: 3288

Re: Treasury bond pricing

Why are treasuries priced in $100 increments i.e. 99.730 but sold in $1000 increments? Seems like a bond in this example would be priced at $997.30. I'm sure there is a simple, obvious reason. Per Investopedia at https://www.investopedia.com/terms/b/bondquote.asp "A bond quote is the last pric...
by coasting
Sat Dec 24, 2022 5:37 pm
Forum: Gold
Topic: Fidelity Gold, Silver, Platinum, and Palladium Trading
Replies: 3
Views: 2408

Re: Fidelity Gold, Silver, Platinum, and Palladium Trading

When did this happen? I just learned of this from snedgar in the other thread. This at least feels like lower counter party risk with some higher fees. https://www.fidelity.com/trading/investment-choices/gold-silver-platinum Buying and selling fees: Fees5 Gross amount Percent charged on gross amoun...