Oh boy. HEY GUYS. Who do you think would win a fist fight between Peter Schiff and Harry Dent????? With regard to the dividend issue, many would say that in the current times of stock manipulation via stock buybacks (legal yet again) a company that pays out dividends might be a better steward of sh...

mathjak107 wrote: ↑Mon Feb 06, 2023 2:47 am Although at the end of the day it is all one big portfolio I find it easier to track and optimize by time frame

Yeah, its all really one big portfolio in the end.
I run my Wife's TSP & my VP and also my Son's Coverdells with all having different objectives and timeframe expectations.

Schiff's problem is the same one that afflicts a lot of others. Ideologically based investing is dangerous. Schiff has drunk deep from the Austrian School's kool-aid and is a confirmed gold bug. Once upon a time I was there as well. But I've moved on. Yeah, Schiff is also very very certain that he'...

I used a mix of 3 fidelity insight portfolios ….they averaged about 40% equities …each portfolio was optimized for a certain time frame . Meaning shorter term money used a 25% equity model , a growth and income model for intermediate term money used 60 to 65% equines and 35-40 % bonds and a long te...

Gold is almost flat for the year ..down less than 1% on gld . On the other hand tlt got smashed , down 32% including interest ….and shy down over 3% SHY ain't part if a HBPP: a real T-Bill Ladder is, but BIL will do in a pinch. This is true but shy does tend to outperform cash ..in fact even with t...

stpeter wrote: ↑Mon Dec 12, 2022 1:52 pm "Goldman Sachs expects gold, with its real demand drivers, to outperform the highly volatile bitcoin in the long term"...

https://www.reuters.com/business/financ ... 022-12-12/

Apples & Oranges IMO.

As a retiree I no longer care about history … All that matters is what happens during my time frame while drawing my income . So far I am retired 7-1/2 years , drawing 6 figures a year at about a 4% draw and even today I am higher than I was the day I retired . But I didn’t do it on the pp That's p...

seajay wrote: ↑Thu Jan 26, 2023 2:18 pm Thanks Hal

I have previously watched a few of BelangP's youtubes but do find them too lengthy for my liking, so I'm not a follower.

BelangP, is basically about 80% dividend equity & 20% physical gold bullion coins.

One big take away for me is that commodity trend following (CTA) is very interesting. One CTA I follow is up 30 percent in the past 12 months. Which I think is a general direction of a lot of the CTA’s. Basically it seems like they are zigging when a lot of stuff is zagging. Chris Cole's Dragon Por...

Gold is almost flat for the year ..down less than 1% on gld . On the other hand tlt got smashed , down 32% including interest ….and shy down over 3% SHY ain't part if a HBPP: a real T-Bill Ladder is, but BIL will do in a pinch. This is true but shy does tend to outperform cash ..in fact even with t...

ppnewbie wrote: ↑Sun Jan 15, 2023 6:39 pm I bought 30 years at 4 and then again at 3.87. I am using a new rule for myself. It’s called go halfsies. If I’m scared to buy or sell I do around half. That gets me moving.

The mechanical part is easy (15/35 Bands): the emotional part can be more...ahem, problematic.

Diversification is really the holy grail. Yes, it absolutely is for the average person. Unless you're Charlie Munger, or somebody that has inside knowledge like Paul Pelosi . If he has it then would not everyone else in Congress (including their spouses)? Yes, apologies. I meant all the scumbags fr...

Just pointing out that an 18% drop in a year is not unprecedented for the PP. I don't believe the yearly data show it as it's only happened intra-year so far. Fingers crossed that happens this time too. Yes & besides,WTH else CAN one do that is SAFER with their money. We all pretty much know wh...

Smith1776 wrote: ↑Sat Jan 14, 2023 5:33 pm
Diversification is really the holy grail.

Yes, it absolutely is for the average person.

Unless you're Charlie Munger, or somebody that has inside knowledge like Paul Pelosi, or Mitch McConnell et. al.

Smith got it covered, aside from moving to another economy.... Yeah, I tend to agree. And besides, no way my application for a New Zealand residency visa is gonna be approved before 1/19. ;) Moving to NZ would be like moving from Mussolini's Italy to AH Germany. NZ is a fascist state. Pretty much A...

Developed RE are extremely correlated with Developed Equities. The 'Jacob the Rich' Portfolio is PP like. 25% Gold 25% Sovereigns (long duration for the volitility???) 25% Equities 25% RE I've always maintained that HB derived his portfolio with full knowledge of the aforementioned portfolio. That'...

Developed RE are extremely correlated with Developed Equities.

The 'Jacob the Rich' Portfolio is PP like.

25% Gold
25% Sovereigns (long duration for the volitility???)
25% Equities
25% RE

I've always maintained that HB derived his portfolio with full knowledge of the aforementioned portfolio.

Schiff's problem is the same one that afflicts a lot of others. Ideologically based investing is dangerous. Schiff has drunk deep from the Austrian School's kool-aid and is a confirmed gold bug. Once upon a time I was there as well. But I've moved on. Yeah, Schiff is also very very certain that he'...

Hear, hear!

The more I know that I don't know & the more years that I research portfolios, the more faith that I have in the HBPP to hold up during pretty much all economic regimes. I think you would have a hard time picking a better Core Portfolio.

Harry didn’t live in our world as it exists today. He may have done things very differently. You really want to go by. What makes sense and drawing large amounts of cash to live on will unbalance the assets of the pp even if still at the fringes of the bands . If you rebalance them to get back your...

This Dude has, IMHO, too much of a "Chauffeur" bias himself AND he's been listening too much to Alastair MacLoed of Goldmoney. The HBPP is biased towards a high inflation/hyperinflationary environment. You would have to be able to recognize that you were in a hyperinflationary regime howev...

Well if markets are down where is all the money you spend down from cash coming from to refill for the following year if that is the source of spending cash ?. Depending how far other assets are hit you may have to buy more of the other assets with any cash left further reducing your cash for spend...

I was just wondering if the performance of the PP year-to-date is the worst it has ever performed, or has it had a period(s) in the past where it actually performed worse? I've been doing the PP for 9 years and my returns are anemic. My CAGR is around 5%. Because I am retired and living off of my i...

Bitcoin = Gold... uh, NOT.