Search found 19 matches

by LittleDinghy
Sun Jan 12, 2020 10:21 pm
Forum: Other Discussions
Topic: Golden Butterfly
Replies: 28
Views: 1265

Re: Golden Butterfly

Sophie, please see my more complete original questions at the post by LittleDinghy on Sat Dec 28, 2019 8:43 am. Thank you. I'd really like to more thoroughly understand your reasoning.
by LittleDinghy
Sat Jan 11, 2020 8:21 pm
Forum: Other Discussions
Topic: Golden Butterfly
Replies: 28
Views: 1265

Re: Golden Butterfly

I believe Sophie means "40% bands" for the PP as 0.25 ± 40% (or 0.25 ± 0.10, from 0.35 to 0.15). And "30% bands" for the GB as 0.20 ± 30% (or 0.20 ± 0.06, from 0.26 to 0.14). Yes, I'm confident that is what she meant. However, what I don't understand is her reasoning for using "30% bands" for her G...
by LittleDinghy
Sat Jan 11, 2020 5:13 pm
Forum: Permanent Portfolio Discussion
Topic: 2019 Permanent Portfolio Results
Replies: 18
Views: 1455

Re: 2019 Permanent Portfolio Results

Golden Butterfly finally completely invested as of 6/30/19.
Used XIRR (taking into account all contributions) to determine annualized before-tax return, based on 6/30-12/31 performance, of 12.1%.
by LittleDinghy
Sat Dec 28, 2019 8:43 am
Forum: Other Discussions
Topic: Golden Butterfly
Replies: 28
Views: 1265

Re: Golden Butterfly

As far as rebalance bands - the 40% bands that work well for the PP won't work as well here, because 8% of any one asset is too little. So I set mine for 30% bands (14-26%). Yup, that's exactly how my thought process went too. It was also my rationale for using 30% rebalancing bands. That reinforce...
by LittleDinghy
Tue Oct 15, 2019 10:49 am
Forum: Permanent Portfolio Discussion
Topic: Investment locations?
Replies: 26
Views: 14304

Re: Investment locations?

In setting up asset locations for our Golden Butterfly-like (GB) portfolio back in the last week of June of this year when I completed it, I tried to follow the advice in Chapter 13 of The Permanent Portfolio by Rowland and Lawson (TPP). However, there were limitations of investments in my 401k (esp...
by LittleDinghy
Fri Jun 28, 2019 9:44 am
Forum: Gold
Topic: % of gold asset in ETF or CEF for rebalancing purposes
Replies: 27
Views: 3272

Re: % of gold asset in ETF or CEF for rebalancing purposes

This is an age specific question, but for the younger investor, why would one not load up the ROTH space with equity? (Keep what is likely going to be the largest end amount tax free) I would like to but we had to use equities in our retirement accounts at our employers because they did not have go...
by LittleDinghy
Fri Jun 28, 2019 9:36 am
Forum: Gold
Topic: % of gold asset in ETF or CEF for rebalancing purposes
Replies: 27
Views: 3272

Re: % of gold asset in ETF or CEF for rebalancing purposes

If it puts you at ease at all, from a technical standpoint there is no real hard resistance in gold until almost $1700. So if the breakout doesn't reverse in quick order here, there's a lot of room for this rally to run before the big institutional shorts will start to try to fade the rally. Buying...
by LittleDinghy
Sun Jun 23, 2019 5:22 am
Forum: Gold
Topic: % of gold asset in ETF or CEF for rebalancing purposes
Replies: 27
Views: 3272

Re: % of gold asset in ETF or CEF for rebalancing purposes

Thank you pmward. You are giving us a lot of confidence that we are doing the right thing. Now all I have to do it somehow decide to buy the gold at around 1400. It is hard psychologically when I almost bought it at 1280 a few weeks ago. It feels like I should just go ahead and do it as my sense is ...
by LittleDinghy
Sat Jun 22, 2019 5:25 am
Forum: Gold
Topic: % of gold asset in ETF or CEF for rebalancing purposes
Replies: 27
Views: 3272

Re: % of gold asset in ETF or CEF for rebalancing purposes

In the second scenario in my last post I failed to mention that the 25-30 year T-bonds would be in our Roth accounts.
by LittleDinghy
Fri Jun 21, 2019 2:21 pm
Forum: Gold
Topic: % of gold asset in ETF or CEF for rebalancing purposes
Replies: 27
Views: 3272

Re: % of gold asset in ETF or CEF for rebalancing purposes

Thank you for your kind remarks. But I still feel the need for guidance on my questions, which I'll try to state more clearly here: 1) Where should I put the gold funds and 25-30 yr T-bonds? Should I place the gold funds in Roths and 25-30 yr T-Bonds in rollover IRAs? Or should I place the gold fun...
by LittleDinghy
Tue Jun 18, 2019 11:11 pm
Forum: Gold
Topic: % of gold asset in ETF or CEF for rebalancing purposes
Replies: 27
Views: 3272

Re: % of gold asset in ETF or CEF for rebalancing purposes

One thing to remember is that these things do not need to be perfect. There is some flexibility in the system. This is supposed to be a simple system, not a complicated one. We humans have this natural tendency to want to just complicate the hell out of everything. There's not much benefit in over ...
by LittleDinghy
Mon Jun 17, 2019 11:31 pm
Forum: Gold
Topic: % of gold asset in ETF or CEF for rebalancing purposes
Replies: 27
Views: 3272

Re: % of gold asset in ETF or CEF for rebalancing purposes

My apologies for my probably poor way of writing the following. This is all so new to me that everything is not clear enough yet for me to be able to write about it well. Our in-service 401k, SSP (Employer supplementary savings plan), 403b, 401a, and 457b do not contain treasury funds, or even good ...