Search found 1908 matches

by mathjak107
Fri Sep 20, 2019 4:46 pm
Forum: Bonds
Topic: ILT Alternatives?
Replies: 4
Views: 139

Re: ILT Alternatives?

There are many now...go to etf.com or etfdb.com or just google Long Term Treasury Funds (or ETFs). If you are in the ETF space I'd probably go with VGLT or SPLT which are 50% cheaper in mngt fees than TLT. EDV is an option as well. The main thing is to check duration and if you go with EDV you coul...
by mathjak107
Fri Sep 20, 2019 9:07 am
Forum: Permanent Portfolio Discussion
Topic: Gold / Stock / Bonds at highs or near highs?
Replies: 10
Views: 299

Re: Gold / Stock / Bonds at highs or near highs?

If you're uncomfortable going in all at once, why not ease in? For example transition 1/4 of your funds each quarter over the course of a year. Or longer, or shorter, your call. Either way, there's no real way to answer your questions except in 20/20 hindsight. But I would think easing in would sub...
by mathjak107
Thu Sep 19, 2019 3:58 pm
Forum: Permanent Portfolio Discussion
Topic: Gold / Stock / Bonds at highs or near highs?
Replies: 10
Views: 299

Re: Gold / Stock / Bonds at highs or near highs?

With markets up 2/3’s of the time and down 1/3 dca has lagged lump sum investing more often than not ..after all , if dca worked better we would all hit our desired allocation, sell everything and start from zero again ....
by mathjak107
Tue Sep 17, 2019 1:30 pm
Forum: Permanent Portfolio Discussion
Topic: How many brokerage firms are you using?
Replies: 38
Views: 767

Re: How many brokerage firms are you using?

not all index funds do the same things like some loan out securities ... spy is one of the few pure ones ..ivv is not
by mathjak107
Tue Sep 17, 2019 4:23 am
Forum: Permanent Portfolio Discussion
Topic: How many brokerage firms are you using?
Replies: 38
Views: 767

Re: How many brokerage firms are you using?

i try not to hold much in equities in a taxable account ... as michael kitces points out , that special lower capital gains rate we think we are getting tends to evaporate over long periods of time with as little as a 2% dividend being distributed compared to having it in a tax advantaged account .....
by mathjak107
Mon Sep 16, 2019 9:41 am
Forum: Gold
Topic: Safe Deposit Boxes Aren’t Safe
Replies: 10
Views: 1106

Re: Safe Deposit Boxes Aren’t Safe

I like chase a lot ..in fact I have fee trading through youinvest and all kinds of perks from being a chase private client , by just letting them baby sit my etf I pulled away from vanguard
by mathjak107
Sun Sep 15, 2019 11:55 am
Forum: Gold
Topic: Safe Deposit Boxes Aren’t Safe
Replies: 10
Views: 1106

Re: Safe Deposit Boxes Aren’t Safees

Chase bank won’t allow gold bullion or non collectable gold coins or cash in their boxes
by mathjak107
Sat Sep 14, 2019 1:07 pm
Forum: Permanent Portfolio Discussion
Topic: How many brokerage firms are you using?
Replies: 38
Views: 767

Re: How many brokerage firms are you using?

i use mostly managed fidelity funds which have outperformed indexing for the 30 years i have been an investor , but i do own some index etf's .. i gave the new fidelity zero expense index fund a shot too .. it is a slightly different index than the standardized ones . they would have to pay for the ...
by mathjak107
Sat Sep 14, 2019 7:59 am
Forum: Other Discussions
Topic: Long Term Care Insurance
Replies: 9
Views: 680

Re: Long Term Care Insurance

Here's an instructive example on long term care insurance... My aunt and her husband are 81 (with advanced Alzheimer's) and 93 (with diabetes) respectively, definitely in need of long term care, and they have insurance - but can't use it. First, my aunt has been randomly throwing papers into a near...
by mathjak107
Sat Sep 14, 2019 2:36 am
Forum: Permanent Portfolio Discussion
Topic: How many brokerage firms are you using?
Replies: 38
Views: 767

Re: How many brokerage firms are you using?

Good, instructive story, mathjak. I use both Vanguard and Fidelity, along with a conventional brick and mortar bank (Chase). I originally was all in Fidelity, but ended up opening an individual brokerage at Vanguard to go along with my employer retirement accounts there, and to take advantage of so...
by mathjak107
Fri Sep 13, 2019 1:47 pm
Forum: Bonds
Topic: The Bond Dream Room
Replies: 455
Views: 100375

Re: The Bond Dream Room

they have been making moves on par with stocks falling hundreds of points. 1.50-2% falls are a lot