Search found 3401 matches

by ochotona
Fri Dec 06, 2024 5:50 pm
Forum: Stocks
Topic: Vanguard adds non-diversification warning to Total Stock Market
Replies: 11
Views: 278

Re: Vanguard adds non-diversification warning to Total Stock Market

I wonder how an equal weight Dow Jones Industrial Average would do... it's only 30 stocks, anyone could do it.
by ochotona
Sun Dec 01, 2024 9:08 am
Forum: Permanent Portfolio Discussion
Topic: BRICs..calls for end of $$ standard, Bretton Woods institutions
Replies: 4
Views: 2309

Re: BRICs..calls for end of $$ standard, Bretton Woods institutions

Now it gets messy and chaotic. I think Vlad is going to pull his kompromot choke chain. The apprentice isn't supposed to flex on the master. If Dollar hegemony and the Petrodollar end, it's very bad for the US. 100% tariff on everything from China? And Saudi oil? (BTW, we have to import oil from abr...
by ochotona
Tue Nov 26, 2024 6:10 pm
Forum: Other Discussions
Topic: Bluesky
Replies: 14
Views: 1209

Re: Bluesky

It all started when I made comments about my Texas Senator Cruz, who I dislike. I got banned from r/texas Then in r/politics I responded to a question about the Hispanic electorate here in Texas with my own observations. That's when the permaban took place. The bot said... "you've made a racial...
by ochotona
Tue Nov 26, 2024 3:13 pm
Forum: Variable Portfolio Discussion
Topic: An interesting Golden Butterfly iteration
Replies: 4
Views: 541

Re: An interesting Golden Butterfly iteration

Oh I follow you... compared to US megas, ex-US large caps are "relatively small". That's a good way to think about it. What do you think about ACWV min-volatility global? It actually tracked VT pretty well until COVID, then VT took off, because of US Tech. ACWV doesn't have much of the Mag...
by ochotona
Tue Nov 26, 2024 9:24 am
Forum: Other Discussions
Topic: Bluesky
Replies: 14
Views: 1209

Re: Bluesky

I caught a robotic permaban on Reddit for no particular reason. I just read it now.
by ochotona
Tue Nov 26, 2024 9:22 am
Forum: Variable Portfolio Discussion
Topic: An interesting Golden Butterfly iteration
Replies: 4
Views: 541

Re: An interesting Golden Butterfly iteration

This same idea has come to my mind, but VT is only large cap, I think that breaks the GB model. There are small cap international funds like SCHC, FNDC from Schwab. I am definitely going to be a GB investor... eventually.
by ochotona
Tue Nov 26, 2024 9:18 am
Forum: Variable Portfolio Discussion
Topic: PP or GB vs. TIPS ladder
Replies: 17
Views: 2243

Re: PP or GB vs. TIPS ladder

yankees60 wrote: Mon Nov 25, 2024 3:17 pm Yes. But not if the intent is to hold to maturity.
That's why I'm grown to not use bond funds that don't have a fixed maturity date... it's psychologically difficult to own rolling bond funds. It's US Treasuries or Bulletshares or iShares iBonds ETFs for me.
by ochotona
Mon Nov 25, 2024 7:04 am
Forum: Gold
Topic: Texas introduces GAULT legislation
Replies: 9
Views: 1327

Re: Texas introduces GAULT legislation

What I really want to know is this... if gold & silver in Texas become legal tender (I live in Houston), will that generate a legal case where the way gold is taxed Federally, as a Collectible, is challenged? That's probably a major intent of the legislation. How can we become part of the class ...
by ochotona
Mon Nov 25, 2024 6:57 am
Forum: Variable Portfolio Discussion
Topic: PP or GB vs. TIPS ladder
Replies: 17
Views: 2243

Re: PP or GB vs. TIPS ladder

yankees60 wrote: Fri Nov 22, 2024 1:58 pm Seems that common sense would say that TIPS would have far less volatility than almost anything else?
TIPS bonds are plenty volatile on a mark to market basis. Just look at the chart for TIP or STIP.
by ochotona
Mon Nov 25, 2024 6:54 am
Forum: Bonds
Topic: "U.S. Treasuries not the safe bet they once were"
Replies: 77
Views: 12562

Re: "U.S. Treasuries not the safe bet they once were"

Actually, any bond investor who is acting as a momentum trader using moving averages or whatever method is a bond vigilante... you don't have to be acting in concert with the big dogs.
by ochotona
Fri Nov 22, 2024 11:19 am
Forum: Bonds
Topic: "U.S. Treasuries not the safe bet they once were"
Replies: 77
Views: 12562

Re: "U.S. Treasuries not the safe bet they once were"

Who are the bond vigilantes?

by ochotona
Fri Nov 22, 2024 11:16 am
Forum: Variable Portfolio Discussion
Topic: PP or GB vs. TIPS ladder
Replies: 17
Views: 2243

Re: PP or GB vs. TIPS ladder

I don't have an easy way to compare volatility, sorry.
by ochotona
Fri Nov 22, 2024 10:01 am
Forum: Variable Portfolio Discussion
Topic: PP or GB vs. TIPS ladder
Replies: 17
Views: 2243

Re: PP or GB vs. TIPS ladder

The growth of $10,000 from 1/1/2004 to present:

TIP: $20,000

Permanent Portfolio: $42,700

Golden Butterfly: $43,100

TIP is from stockcharts (perfchart), other sources AllocateSmartly.com but paywalled, sorry.
by ochotona
Fri Nov 22, 2024 9:54 am
Forum: Permanent Portfolio Discussion
Topic: Does it make sense to start at 4x25?
Replies: 28
Views: 8156

Re: Does it make sense to start at 4x25?

That all said, I keep lost of bonds in taxable. My theory is that our taxes are all likely to go up based on our deficits. Strap in for the ride. Are you thinking that you may have a harvestable capital loss with your bonds over time, as long rates stay high or go higher due to increased US Treasur...
by ochotona
Fri Nov 22, 2024 9:52 am
Forum: Other Discussions
Topic: Fidelity Investments having issues
Replies: 10
Views: 1628

Re: Fidelity Investments having issues

All of my retirement accounts are back at Schwab... still using Fidelity Cash Management, Brokerage (taxable), HSA, Fidelity Charitable, the Fidelity credit card issued by Elan. No issues at either place to date but I feel better about my present config.
by ochotona
Thu Nov 21, 2024 9:56 am
Forum: Gold
Topic: The GOLD scream room
Replies: 3762
Views: 1993609

Re: The GOLD scream room

Ugly_Bird wrote: Thu Nov 21, 2024 9:15 am
ochotona wrote: Thu Nov 21, 2024 9:11 am The US Treasury might start buying Bitcoin.
At the peak price in this cycle :-)))))
Oh no doubt!
by ochotona
Thu Nov 21, 2024 9:13 am
Forum: Variable Portfolio Discussion
Topic: PP or GB vs. TIPS ladder
Replies: 17
Views: 2243

Re: PP or GB vs. TIPS ladder

If you model the Permanent Portfolio with IEF instead of TLT it is not a major difference, and your duration is cut in half.
by ochotona
Thu Nov 21, 2024 9:11 am
Forum: Gold
Topic: The GOLD scream room
Replies: 3762
Views: 1993609

Re: The GOLD scream room

The US Treasury might start buying Bitcoin.
by ochotona
Fri Nov 15, 2024 6:26 am
Forum: Politics
Topic: We should all write to our members of Congress and demand tax reforms
Replies: 30
Views: 4986

Re: We should all write to our members of Congress and demand tax reforms

Also take inflation into account when computing cap gains, so that real gains are taxed rather than nominal gains. TRUE! But OMG the tax filing headache. Imagine you bought something, and it paid dividends for years, then you sold it. Each lot of shares bought by each dividend payment event is then...
by ochotona
Wed Nov 13, 2024 6:45 pm
Forum: Politics
Topic: We should all write to our members of Congress and demand tax reforms
Replies: 30
Views: 4986

We should all write to our members of Congress and demand tax reforms

Here are my pet peeve tax topics. I'm sure you have yours. *** It's time to make permanent individual tax cuts. I honestly think corporations have had enough. They're highly profitable. This time, save individuals from the 12/31/2025 tax cuts expiration for crying out loud *** No tax on Social Secur...
by ochotona
Wed Nov 13, 2024 9:23 am
Forum: Gold
Topic: Assorted Gold-related News
Replies: 24
Views: 13307

Re: Assorted Gold-related News

OMG what a nightmare. In gold mining, jurisdiction and above-ground conditions really matter
by ochotona
Wed Nov 13, 2024 9:18 am
Forum: Gold
Topic: Assorted Gold-related News
Replies: 24
Views: 13307

Re: Assorted Gold-related News

Paywall - so which mining company is involved?
by ochotona
Tue Nov 12, 2024 7:39 pm
Forum: Variable Portfolio Discussion
Topic: BTC in the PP
Replies: 358
Views: 204384

Re: BTC in the PP

Well it was at Coinbase. Too easy to sell it.
by ochotona
Tue Nov 12, 2024 10:39 am
Forum: Politics
Topic: Misc. U.S. Elections
Replies: 30
Views: 9566

Re: Misc. U.S. Elections

Everyone here is missing who are the true masters of the US Government... and of all people, those of you who own 25% long bonds in your portfolios! The true masters are the Bond Vigilantes. Have you all forgotten UK PM Liz Truss? That was only two years ago. How quickly we forget. I think a similar...
by ochotona
Tue Nov 12, 2024 10:23 am
Forum: Other Discussions
Topic: Health Care Reform
Replies: 50
Views: 19379

Re: Health Care Reform

This has been a huge help for us. Ocho, if you are unfamiliar with the cliff, it means that if your AGI is a dollar more than 400% of the Federal Poverty Level, you get zero subsidy and have to pay full price for your plan. In our case, if Congress doesn't fix the issue (much less likely to happen ...