Search found 714 matches

by rocketdog
Thu Dec 07, 2017 12:54 pm
Forum: Permanent Portfolio Discussion
Topic: TD Ameritrade changing commission-free ETFs
Replies: 23
Views: 4649

Re: TD Ameritrade changing commission-free ETFs

My wife's HSA is at TDAmeritrade as well so here are the changes I made (I hate paying commissions if I can avoid them): Gold = IAU (unchanged, and not commission free, but no commission-free options exist). Long-term Treasuries = SPTL Stocks = SPTM Cash = None (I don't believe in holding cash until...
by rocketdog
Thu Dec 07, 2017 12:22 pm
Forum: Permanent Portfolio Discussion
Topic: Re-balance instantly or wait a little while?
Replies: 23
Views: 4660

Re: Re-balance instantly or wait a little while?

Another option: Sell an equal amount of whatever has gone down (I'm guessing gold?) to offset the gain in stocks. The loss on gold will offset the gain on stocks. Then, wait 31 days (to avoid the wash sale rule) and repurchase gold (or whatever you need to get back in balance). Consult a tax prepare...
by rocketdog
Wed Nov 09, 2016 9:05 am
Forum: Other Discussions
Topic: Trump Wins - post-game discussion
Replies: 161
Views: 29808

Re: Trump Wins - post-game discussion

I didn't vote for either HC or DT, so no matter the result I was not going to be happy. But I must admit I'm totally shocked that DT came out ahead, if only based on electoral college points (last I checked HC had won the popular vote). The best thing I can say is, this is a serious wake-up call to ...
by rocketdog
Wed Nov 09, 2016 8:59 am
Forum: Other Discussions
Topic: The Permanent Supplement Regime
Replies: 203
Views: 45791

Re: The Permanent Supplement Regime

Assuming you don't suffer from a chronic health condition, the human body does not need supplements in pill form if you eat a healthy, varied diet. That said, I take these supplements: Multi-vitamin - Doctor recommended as a "safety net" just in case I'm missing anything in my vegetarian diet (unlik...
by rocketdog
Wed Nov 09, 2016 8:44 am
Forum: Other Discussions
Topic: The Permanent Tooth and Gum Care Regime
Replies: 140
Views: 34016

Re: The Permanent Tooth and Gum Care Regime

The evidence in support of flossing is weak at best, and probably non-existent: Weak, unreliable evidence suggests flossing plus toothbrushing may be associated with a small reduction in plaque http://www.nature.com/ebd/journal/v13/n1/abs/6400835a.html The Medical Benefit of Daily Flossing Called In...
by rocketdog
Mon Mar 14, 2016 10:21 pm
Forum: Permanent Portfolio Discussion
Topic: Resurrecting the debate of Leverage using a house
Replies: 16
Views: 2994

Re: Resurrecting the debate of Leverage using a house

1) If you can't afford to pay cash for the home, you can't afford it. So... no one should ever finance anything?  Not even a college education?  That's not very realistic now, is it?  Top-rated financial advisor Ric Edelman says there are 11 Great Reasons to Carry a Big, Long Mortgage .  Personally...
by rocketdog
Sun Jan 17, 2016 11:24 am
Forum: Permanent Portfolio Discussion
Topic: Stocks Crashing! Thank God For The PP!!
Replies: 100
Views: 15124

Re: Stocks Crashing! Thank God For The PP!!

+1 Yup buy on nice pull backs that said. A few more down days I'll start buying.  That's why don't even watch CNBC they'll talk PE. China down. Etc.  then at some point You'll be. In panic. Also correct me if I am wrong.  Boggle heads don't use TLT.  they rather use diversified bond fund.  I think ...
by rocketdog
Sun Jan 17, 2016 11:12 am
Forum: Permanent Portfolio Discussion
Topic: Stocks Crashing! Thank God For The PP!!
Replies: 100
Views: 15124

Re: Stocks Crashing! Thank God For The PP!!

Why? If anything, now seems like the time to be buying stocks, not selling them. Stocks are still insanely overvalued. But they are less overvalued than they were when everyone thought buying them was a good idea. The best time to buy stocks is when everyone hates the stock market the most, but it'...
by rocketdog
Sun Jan 10, 2016 10:49 pm
Forum: Permanent Portfolio Discussion
Topic: Average Investor Return for 2015 was -3.09%
Replies: 9
Views: 2672

Re: Average Investor Return for 2015 was -3.09%

FWIW, our (my wife and I) combined return for 2015 was -4.0%.  And that's for a combined portfolio with this overall asset allocation (only part of which is dedicated to a PP):
3% Commodities
3% Int'l Bonds
4% Cash
6% REITs
9% Gold
10% US Bonds
25% Int'l Stocks
40% US Stocks
by rocketdog
Thu Nov 05, 2015 9:07 am
Forum: Permanent Portfolio Discussion
Topic: PP is once again positive YTD
Replies: 216
Views: 19131

Re: PP is once again positive YTD

Pointedstick wrote:
MachineGhost wrote: LOL!  I think you're dreaming.  Blacks are always going to be eternally grateful to the Democratic torchbearers for getting them their civil rights.

But, it would be really cool if it ever happened.
How ironic it is that it took a Republican (Lincoln) to free the slaves. 
by rocketdog
Thu Nov 05, 2015 9:04 am
Forum: Permanent Portfolio Discussion
Topic: PP is once again positive YTD
Replies: 216
Views: 19131

Re: PP is once again positive YTD

3. You have forgotten to divide by four in your "worse" figures for 10/14.  You can't just add the percentages together without factoring in that each asset only makes up 25% of the portfolio.  So your worse numbers are actually all on the order of –0.8%; that is, they are better!  And the dividend...