Welcome Belhawk. Rebalancing also looks different when you are adding regularly to your portfolio.  Some people recommend adding all new money to cash and then rebalancing when cash gets to be 35% of your total PP.  Other people buy lagging assets when adding new money.  Thereby restoring a 4 x 25 p...

dualstow wrote: But Jedi was a nice pun on Jed, whereas Kobe is not. Unless there's some obscure Star Wars character that a casual fan like me would miss.
Oh, Kobe1, Obi Wan. I get it, I get it. Nice. 

Aw shucks guys, it's nice to be remembered.  FYI, the Jedi are not gone, we are just lurking in the shadows.

Hi DragonJoey and welcome to the forum. I had the same questions when I began my PP.  There was a current thread that discussed this topic and all participants seemed to agree on which assets should go into what types of accounts.  So I took their advice.  As it turns out, there is more to this deci...

Hi Lerxst and welcome to the forum. To me the HBPP is more than just an investment strategy.  It incorporates a way of looking at life.  If that piece does not resonate with you, then perhaps using the PP mutual funds (PRPFX or PERM) will provide the asset allocation you are looking for without all ...

Welcome to the forum. My first recommendation is to do enough research that you are comfortable with the PP strategy.  Because at the end of the day it is your money and there are very real consequences to investment decisions. Also, keep in mind that there are many implementation details that exist...

Of course, since none of us would ever engage in market timing, the only real question is ...
Do we need to add gold to our PP to get the proper percentage mix of assets?

Just started implementing PP strategy.  Thanks for the feedback. Instead of plunking a huge amount of $ into TLT and IAU at one time, wouldn't it make sense to buy on dips or dollar avg cost into each investment? I felt the same way when I started.  Everything that I read said that gold was just ab...

It's very exciting to take the plunge. I think it is a good idea to have some of each asset class represented in each account.  As your balance grows you might want to diversify between more than one broker and two complete portfolios will provide you with a better balance in case something were to ...

I have thought a lot about this.  I have come to the conclusion that as long as I limit my career to the 40 hours per week that is required, then I'll be able to do the "fun" stuff in the evenings and weekends. Gosso, I was not so much talking about doing the "fun" stuff, as I w...

Gosso, One thing to keep in mind is that you are only young once.  With no wife or kids you have options now that might not exist in the future.  You can take more chances now, push the boundaries of yourself and life a little.  There is plenty of time for a serious career later.  You might not end ...

Hi Shredder, Welcome to the Forum.  I would encourage you to read through as many previous postings as you can.  Most topics have been discussed before.  Also, a specific question supported by specific details about your current situation will allow folks to provide more useful answers to you. Check...

(Also, there appears to be a $10,000 minimum for each block of treasurys). dualstow, The $10K minimum is only for new issues purchased at auction.  On the secondary market you can buy in blocks of $1K.  In your Vanguard account, go to research funds and stocks, then find bonds and CD's, then select...

doodle wrote: Does anyone have any ideas of any jobs that would be like this?

Loading trucks for FedEx or UPS will give you quite a workout.  The boxes come down a conveyor belt and you run them to the trucks.  It might be third shift work, but I think they provide benefits for part timers.

Stocks * 401k 12.5% * 457b 12.5% Bonds * 401k 12.5% * roth1 8.5% * roth2 4% Gold * roth2  6% * NQ    19% Cash * 401k 6% * roth1 6% * roth2 3.5% * NQ 9.5% Mike, Switching asset allocation strategies is stressful and not very cost efficient.  So it is not something to be done lightly or often.  I rec...

Cash in RothIRAs (SHY) Bonds in 401k (VUSUX) Stocks in 401k (TSM Index) and 457b (VPFIX) Gold in NQ Acct (IAU) Mike, Here is one way to divide your investments assuming you go with 60% of your total assets, using 15% from each account type. 50% stock 401  TSM index 50% stock 457  VPFIX 50% bonds 40...

Currently, I've got a large percentage of my savings in my 401k, followed by my wifes 457 plan and finally our taxable and Roth accounts. 401k50% 457b13% Roth112% Roth28% Taxable/brokerage17% 2. How best to allocate my assets to 4x25% given my above accounts holdings/options? Hi MikeK, Welcome to t...

What I am wondering is could you put together a rational for deciding when to self insure?  For example, if you save $50 a month to increase your deductible from $1,000 a year to $5,000 a year then if you don't have more than $1,000 in medical expenses for almost 7 years you will have saved the $4,0...

Thanks AdamA, that is seriously funny!

Has anyone given this subject serious thought? Conceptually, each month you save some or all of your current insurance premium to cash and every six months or so you buy PRPFX (with 10% EDV of course).  You could do this with some or all of your insurance policies and extended warranties.  Years dow...

Thanks for the invite MT.

I have been lurking/enjoying this forum for the past two years.  I went 50% into the HBPP in 2010 and 100% in 2011.

Thanks to all who participate in this forum, especially craigr and MT, for all of the great ideas/advice/support.  You guys make the DIY PP possible.