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10 years of PP ownership

Posted: Fri Oct 12, 2018 2:13 pm
by I Shrugged
I started our PP in late 08, during the meltdown.
Since then, the 10 year avg annual return has been 5.5%. On balance I am happy with that. It seems like it should be much higher, but then again, the gold, the cash, not much return there.

Disclosure, I have some variances in the portfolio, mostly by having more munis than treasuries, and also having a good bit of intl stocks, but in grand scheme of things, it's a PP. What do you think, is 5.5% a good return for the PP for the past ten years? In any event, I'd have a hard time coming up with something that better addresses my goals.

Re: 10 years of PP ownership

Posted: Fri Oct 12, 2018 2:50 pm
by modeljc
I Shrugged wrote: Fri Oct 12, 2018 2:13 pm I started our PP in late 08, during the meltdown.
Since then, the 10 year avg annual return has been 5.5%. On balance I am happy with that. It seems like it should be much higher, but then again, the gold, the cash, not much return there.

Disclosure, I have some variances in the portfolio, mostly by having more munis than treasuries, and also having a good bit of intl stocks, but in grand scheme of things, it's a PP. What do you think, is 5.5% a good return for the PP for the past ten years? In any event, I'd have a hard time coming up with something that better addresses my goals.
For me I think a good return for the PP is a real return of 3% to %5. Reported inflation over the last 10 years is about 1.5% per year. This is probably understated but it's all we have. So you have meet my goal for a number of years!

Re: 10 years of PP ownership

Posted: Fri Oct 12, 2018 2:55 pm
by dualstow
Your numbers are heartening.
Seems like a decent return to me.

Re: 10 years of PP ownership

Posted: Fri Oct 12, 2018 3:45 pm
by ochotona
I'm setting up my HSA as a cashless Permanent Portfolio. I think this will be nice when I look back in 10 years.

Re: 10 years of PP ownership

Posted: Fri Oct 12, 2018 6:27 pm
by Kriegsspiel
I don't plan on withdrawing anything from my HSA for several decades, so I have it all in VT.

Re: 10 years of PP ownership

Posted: Sat Oct 13, 2018 12:38 am
by europeanwizard
Yeah, those are very decent returns. With a European PP, these are not feasible. So I'd say very nice indeed.