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Permanent Portfolio at Schwab
Posted: Tue May 11, 2010 1:55 pm
by digitalfour
I have just gotten into investing. I have a Roth IRA at Schwab, and I'd like to invest either in PRPFX or the 4 way split.
Does anyone have any knowledge about investing at Schwab? I'd like to know how you do it.
Re: Permanent Portfolio at Schwab
Posted: Tue May 11, 2010 5:48 pm
by pplooker
I had occassion some time ago to help somebody look at Schwab funds. Maybe this?
SWTIX - Stocks
PRULX - Bonds, but it has a transaction fee
Couldn't really find anything for the gold, they have gold equity funds but no bullion.
SWUXX might be good for the cash but the fund's closed, use I bonds instead? I wasn't too impressed with Chuck.
Re: Permanent Portfolio at Schwab
Posted: Wed May 12, 2010 11:56 am
by Otto
I use Schwab for both my IRA and my 401k (through a brokerage window) and have it split up this way:
* VTI 25%
* SHY 25%
* TLT 25%
* SGOL 5%
These ETFs have about the lowest expense ratios you're likely to find.
The remaining 20% is in physical gold outside of the accounts.
I also have some PRPFX in a regular Schwab account. The expense ratio is higher, but it's more tax-efficient for a non-advantaged account.