Gyroscopic Investing

?

The second article seems to paint an overly rosy picture.  Maybe I missed it, but he doesn't say much about gold during the 80's?

Clive wrote:
The Dollar-Proof ETF Portfolio

http://seekingalpha.com/article/237649- ... -portfolio

I wouldn't put too much stock in that fellow's ideas.  His portfolio skills seem lacking.  He chooses VTI then adds IEQ, the Dow Jones oil and Gas,
essentially duplicating a portion of VTI.

He also tosses US small caps where a lot of the smaller oil and gas producers reside.  Then duplicates the international market with VEU and VSS,
thinking it will make a difference.

I don't think he's done any portfolio modelling nor does it appear that he has actually looked at the interiors of the etfs he chose to see what
stocks they hold.

Sigh...I couldn't leave it alone....

Here's the equivalent, somewhat, simpler portfolio -

20% VTI Total Stock Market 0.07% expense
38% SSIFX International Fund 1.4% expense (declines if index isn't met, 2% annual turnover, 9% currently in short term US Treasuries)
10% TLT 0.15% expense
32% PRPFX 0.84% expense (covers Oil& Gas, International cash and Bonds, and Gold)

The only thing missing is Emerging Markets Bond.  However, SSIFX has ADRs from companies in Emerging Markets, thus covers it somewhat.

Downside is the expenses are higher.  Upside is the returns will probably be better.  And I'd guess the tax exposure may be less - but that's
not something I'd know for sure.