Pension allocation for PP noob
Posted: Sun Nov 06, 2011 11:07 am
I'm planning my plunge into a PP and need some advise on allocating pension $$$. About 13% of my PP is in a pension with limited choices.
I'm 59 and plan on rolling it into an IRA as a lump sum when (and if) i retire.
The way i see it, my only PP options are stock or cash, since there are no gold or viable bond choices & no brokerage window.
Of the choices below, NINDX & VITPX look to be the best of the lot. Should go with either one or a combination of these?
Otherwise, is the Stable Value Fund my only other option?
Large Cap Growth
Columbia Marsico Focused Equities Fund Class Z (NFEPX)
American Funds Growth Fund of America Class R6 (RGAGX)
Large Cap Blend
Columbia Large Cap Index Fund Class Z (NINDX)
Large Cap Value
Columbia Large Cap Value Fund Class Z (NVLUX)
Dodge & Cox Stock (DODGX)
Mid-Cap Blend
Columbia Mid Cap Index Fund Class Z (NMPAX)
Small-Cap Blend
Columbia Small Cap Index Fund Class Z (NMSCX)
Legg Mason Batterymarch U.S. Small Capitalization Equity Portfolio Class I (LMSIX)
Specialty
Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares (VITPX)
Stable Value Fund
I'm 59 and plan on rolling it into an IRA as a lump sum when (and if) i retire.
The way i see it, my only PP options are stock or cash, since there are no gold or viable bond choices & no brokerage window.
Of the choices below, NINDX & VITPX look to be the best of the lot. Should go with either one or a combination of these?
Otherwise, is the Stable Value Fund my only other option?
Large Cap Growth
Columbia Marsico Focused Equities Fund Class Z (NFEPX)
American Funds Growth Fund of America Class R6 (RGAGX)
Large Cap Blend
Columbia Large Cap Index Fund Class Z (NINDX)
Large Cap Value
Columbia Large Cap Value Fund Class Z (NVLUX)
Dodge & Cox Stock (DODGX)
Mid-Cap Blend
Columbia Mid Cap Index Fund Class Z (NMPAX)
Small-Cap Blend
Columbia Small Cap Index Fund Class Z (NMSCX)
Legg Mason Batterymarch U.S. Small Capitalization Equity Portfolio Class I (LMSIX)
Specialty
Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares (VITPX)
Stable Value Fund