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PP in Germany
Posted: Mon Jan 02, 2023 10:08 am
by Grinch
Hello,
New Year, new Plan.
I start a PP as a German.
25% ETFL50 MSCI World
25% ETFL21 Germany Bund 10+
25% A0S9GB Xetra Gold
25% Cash
Monthly for 1.000 €
This Thread is for Tracking the succsess
Re: PP in Germany
Posted: Mon Jan 02, 2023 1:30 pm
by Smith1776
Nice to see PP'ers from all around the world. Do keep us updated on a Germany PP.
It will be interesting to see how the portfolio performance deviates from a U.S., Canadian, or Australian version.
Re: PP in Germany
Posted: Mon Jan 02, 2023 4:06 pm
by dualstow
Best of luck to you, Grinch.
Re: PP in Germany
Posted: Tue Jan 03, 2023 1:30 am
by Grinch
Thank you
Re: PP in Germany
Posted: Tue Jan 03, 2023 2:35 am
by Vil
Happy new year and bon voyage with your PP. I wish I've started my PP now...
but it is what it is.. we're just playing the cards we're dealt...
Re: PP in Germany
Posted: Tue Jan 03, 2023 2:20 pm
by Grinch
Vil wrote: ↑Tue Jan 03, 2023 2:35 am
Happy new year and bon voyage with your PP. I wish I've started my PP now...
but it is what it is.. we're just playing the cards we're dealt...
Thank you. Yes 2022 was bad. We will see, what this year is worth?!
Re: PP in Germany
Posted: Fri Jan 06, 2023 3:15 am
by frugal
Grinch wrote: ↑Mon Jan 02, 2023 10:08 am
Hello,
New Year, new Plan.
I start a PP as a German.
25% ETFL50 MSCI World
25% ETFL21 Germany Bund 10+
25% A0S9GB Xetra Gold
25% Cash
Monthly for 1.000 €
This Thread is for Tracking the succsess
Hi GRINCH!
Which ETF tickers did you chose?
Please specify them.
You enter in a good point
Re: PP in Germany
Posted: Fri Jan 06, 2023 7:18 am
by Grinch
ELFW For MSCI World
EL4V For Bund 10+
4GLD for Gold
Re: PP in Germany
Posted: Mon Dec 18, 2023 3:43 am
by Grinch
The year isn't quite over yet. I am quite happy with the result for 2023. Even the long-term bonds still deliver a conciliatory result at the end of the year. Overall I have a performance of +3.88% and an interest rate of 7.80%
At the end of the year, some interest from the daily money will be added. The bandwidths for rebalancing have not been touched, so things can continue into the new year.
Re: PP in Germany
Posted: Wed Dec 20, 2023 8:24 am
by frugal
Grinch wrote: ↑Mon Dec 18, 2023 3:43 am
The year isn't quite over yet. I am quite happy with the result for 2023. Even the long-term bonds still deliver a conciliatory result at the end of the year. Overall I have a performance of +3.88% and an interest rate of 7.80%
At the end of the year, some interest from the daily money will be added. The bandwidths for rebalancing have not been touched, so things can continue into the new year.
Hi
Only 3,8? Or
Discounted inflation?
Are you losing money ?
Regards
Re: PP in Germany
Posted: Wed Dec 20, 2023 11:49 am
by Grinch
This is the First year with monthly 1000 Euro. The money-weighted return calculation is 7,8%
Re: PP in Germany
Posted: Sat Dec 21, 2024 5:53 am
by Grinch
The year isn't quite over yet. I am very quite happy with the result for 2024.
In 2024 I have a performance of +13.94% and an interest rate of 14.04%
The Overall Performance is: 18.97% and the interest rate is 12.54%
The bandwidths for rebalancing have not been touched, so things can continue into the new year.
The Allocation is actual:
27.03% Stocks
22.09% long Bond
27.98% Gold
22.90% Cash
Re: PP in Germany
Posted: Thu Jan 09, 2025 9:35 am
by frugal
Grinch wrote: ↑Sat Dec 21, 2024 5:53 am
The year isn't quite over yet. I am very quite happy with the result for 2024.
In 2024 I have a performance of +13.94% and an interest rate of 14.04%
The Overall Performance is: 18.97% and the interest rate is 12.54%
The bandwidths for rebalancing have not been touched, so things can continue into the new year.
The Allocation is actual:
27.03% Stocks
22.09% long Bond
27.98% Gold
22.90% Cash
Which etfs are you using now?
Regards
Re: PP in Germany
Posted: Thu Jan 09, 2025 9:51 am
by Grinch
The same procedure as last year Miss Sophie
https://www.ardmediathek.de/video/dinne ... zEtMTUtNTA
ELFW For MSCI World
EL4V For Bund 10+
4GLD for Gold
Re: PP in Germany
Posted: Thu Jan 09, 2025 4:02 pm
by frugal
Hi
What is that link?!
Which etf is for cash
?
Regards
Re: PP in Germany
Posted: Fri Jan 10, 2025 12:32 am
by Grinch
The link is a joke and a famos TV Special in Germany, to explain „The Same Procedere…“
Cash is a simple Account. The balance is currently not so high that it is no longer covered by deposit insurance.
Re: PP in Germany
Posted: Sat Feb 08, 2025 12:28 am
by frugal
Hi
Why do you chose ELFW For MSCI World ?
Why not simple EXSI etf ?
Hug
Re: PP in Germany
Posted: Sat Feb 08, 2025 2:44 am
by Grinch
The easiest way to buy for me
?