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How often do you rebalance?
Posted: Wed Apr 22, 2020 7:47 am
by StinkyToes
Once a year? When asset percentages deviate from your targets by a certain percentage?
Re: How often do you rebalance?
Posted: Wed Apr 22, 2020 7:55 am
by Smith1776
I generally use 20%/30% bands.. or honestly, sometimes when I'm just restless.
Most of my assets are in tax-benefitted accounts though.
If I was mostly taxable I'd use 15%/35% and probably end up leaving it alone for years at a time.
Re: How often do you rebalance?
Posted: Wed Apr 22, 2020 9:31 am
by drumminj
Smith1776 wrote: ↑Wed Apr 22, 2020 7:55 am
If I was mostly taxable I'd use 15%/35% and probably end up leaving it alone for years at a time.
Mine's all taxable, and I haven't rebalanced yet (I think I'm 4 years in, now?). However, I have been adding by buying the lagging asset, which has certainly influenced things a bit.
At the moment, my mental model is 15/35% bands only -- no time-based triggers.