Does 50k count ?
It sure does .
Does the time frame count ? No ,for the reasons I will explain .
..all that matters is the balance rolls forward and the cumulative effect continues from whatever you were in previously whether the same investment you were in or a new investment.
The fact is each day we keep money invested in play whether old money or new money ,it is as if we are first buying in that day ..
Which is why it is always nonsense when you hear people say they wouldn’t buy an asset class today yet they keep their own existing money invested in the same asset which is the same as buying in each day at the ring of the bell as a new investor .
Being down 50k from your balance with new money just buying in is the same down 50k as your old money that is staying invested sees whether 4 weeks or four years .
Our old balance gets invested each day so to speak or stays invested and all gains and losses are cumulative from that point regardless of what we were in prior , it is just a continuing work in progress.
Follow what I am saying ? In other words if the newsletter had me switch funds and the funds were coincidentally the make up of the pp , it is just a continuation of the last 33 years ....good or bad we continue on and judge whether the changes were good or bad choices , but it is all one continuation of your investing every day that bell rings and the effect each day has cumulatively on your balance .
Your balance each day is the whole story whether you care or not ...when it changes for better or worse , we then see the effect on it ...to say one did not spend enough time in that investment is really irrelevant..it is what it is until it isn’t , as it is just a continuation of decades of investing ,if you can follow what I am saying ..
Like we say when I was a commissioned sales engineer , you are only as good as your last sale ....how many years you are selling is irrelevant .
) to do it the way MJ is doing it...
