Gyroscopic Investing

flyingpylon wrote: ↑Tue Oct 21, 2025 11:45 am Gold crossed into the "may rebalance" zone for my portfolio on Monday, which I define as within 2% of the "must rebalance" threshold. So I took advantage of that with a partial rebalance. Gold may eventually keep climbing, but it feels good to have taken a little off the table on a day like today. I created this concept of "may rebalance" because there were too many times that I missed out on an opportunity to take gains waiting for that last 1%. I don't have any math to prove that it's any better than anything else but it satisfies the emotional side of investing.

I guess it's better to have felt smart (or lucky) for a whole two months than to never have felt smart at all!

If this keeps up it won't be long before I have to do it again. Good problem to have, I suppose.

I can’t sell gold, and I wish there was some group like AA that I could go to for this problem.

"Across the last 5 decades, that puts the Nikkei and gold priced in Yen virtually neck and neck in terms of gains for Japanese investors and savers, rising 811% and 818% respectively since the start of 1974" https://www.bullionvault.com/gold-news/ ... -022220242

Demographics. Also, is it more difficult to code/innovate software in chinese/japanese syntax?

I tried https://www.bogleheads.org/forum/viewto ... 9#p8620469

Lets hope to go another 40 years before another video this troubling https://x.com/ArmageddonProse/status/20 ... 2245206349

boglerdude wrote: ↑Tue Dec 23, 2025 2:09 am Also, is it more difficult to code/innovate software in chinese/japanese syntax?

I think they mostly code in the languages that you code in, don’t they?

4500+

dualstow wrote: ↑Mon Dec 22, 2025 1:52 pm I can’t sell gold, and I wish there was some group like AA that I could go to for this problem.

I can’t either. It’s all good.

4500+

dualstow wrote: ↑Mon Dec 22, 2025 1:52 pm I can’t sell gold, and I wish there was some group like AA that I could go to for this problem.

Not even swaps? The gold/Silver ratio (GSR) at the start of 2025 stood at 90, a historic relative high, a ounce of gold bought 90 ounces of silver. Year end 2025 the GSR had declined to 57, swapping back gold from silver bought 57% more gold. The price of gold rose 65% across 2025, so in total 1.57 times more gold x 1.65 times higher price = 158% gain (as did the price of silver rise 158%). Year end 2025 and the GSR is more in alignment with the broader average. At the start of 2026 and the gold/copper ratio (troy ounce of gold to Kg of copper price) stands at 344 (a ounce of gold buys 344 Kg of copper). A historic extreme/high (the historic average is less than half that). CPER in the US (COPB in UK).

seajay wrote: ↑Sat Jan 10, 2026 5:18 am

dualstow wrote: ↑Mon Dec 22, 2025 1:52 pm I can’t sell gold, and I wish there was some group like AA that I could go to for this problem.

Not even swaps? The gold/Silver ratio (GSR)…

If I traded paper gold and silver, I’d probably do some swapping.

dualstow wrote: ↑Fri Jan 09, 2026 11:14 am4500+

Ahem, I mean 4600+

Wow. Unbelievable. Silver too..

In 1995 I made my only gold purchase of my life. It took ten years for it to get back to being worth what I paid for it.

Did I buy at a high at the time?

At this time it's worth about 7, 8 times what I bought it for. I think about an 8% compounded rate of return.

It's been on my list for about a year to increase my gold in my portfolio from its current 0.7% to 5%.

I'd definitely be buying at an all-time high?

But shortly in the future it may look like a low?

Silver is tantalizingly close to 100 bucks.

Smith1776 wrote: ↑Wed Jan 14, 2026 12:45 pm Silver is tantalizingly close to 100 bucks.

I have and will buy gold. Silver? No.

I think I still have about 100 1oz silver coins

dualstow wrote: ↑Wed Jan 14, 2026 6:09 pm I think I still have about 100 1oz silver coins

So a wild guess is that they are worth about $15, 20 each?

Reading Wiliam Bernstein's 2nd edition of The Four Pillars of Investing for the third time.

Just read this!


"Unlike crude oil or soybeans, you can store a reasonable amount of gold, but as we just saw, it has about zero long-term real return. The same is true of silver, which over the past few centuries has also barely held its purchasing power.

Bernstein, William J.. The Four Pillars of Investing, Second Edition: Lessons for Building a Winning Portfolio (p. 64). McGraw Hill LLC. Kindle Edition. "

yankees60 wrote: ↑Thu Jan 15, 2026 1:34 pm

dualstow wrote: ↑Wed Jan 14, 2026 6:09 pm I think I still have about 100 1oz silver coins

So a wild guess is that they are worth about $15, 20 each?

I don’t sell them, but I think of them as worth spot price, so $90 each.
Of course a vendor would take a huge bite out of that when buying them back.
You can see what ajpm pays here — https://www.ajpm.com/silver-bullion/

Mine are mostly Britannias though. Why buy bitcoin when you can buy Britcoin?

dualstow wrote: ↑Thu Jan 15, 2026 8:36 pm

yankees60 wrote: ↑Thu Jan 15, 2026 1:34 pm

dualstow wrote: ↑Wed Jan 14, 2026 6:09 pm I think I still have about 100 1oz silver coins

So a wild guess is that they are worth about $15, 20 each?

I don’t sell them, but I think of them as worth spot price, so $90 each.
Of course a vendor would take a huge bite out of that when buying them back.
You can see what ajpm pays here — https://www.ajpm.com/silver-bullion/

Mine are mostly Britannias though. Why buy bitcoin when you can buy Britcoin?

For some reason I thought that they were 1/16th ounce ones so that was why my guess was so low.

yankees60 wrote: ↑Thu Jan 15, 2026 5:56 pm Reading Wiliam Bernstein's 2nd edition of The Four Pillars of Investing for the third time.

Just read this!


"Unlike crude oil or soybeans, you can store a reasonable amount of gold, but as we just saw, it has about zero long-term real return. The same is true of silver, which over the past few centuries has also barely held its purchasing power.

Bernstein, William J.. The Four Pillars of Investing, Second Edition: Lessons for Building a Winning Portfolio (p. 64). McGraw Hill LLC. Kindle Edition. "

But it holds its purchasing power. That’s no small thing. And it does it without the need for various third party risks.

I never dreamed my silver would more than triple. I just bought it for fun, not for the pp.

dualstow wrote: ↑Fri Jan 16, 2026 8:07 am I never dreamed my silver would more than triple. I just bought it for fun, not for the pp.

I have to think it will drop a lot at some point. This highlights the difference between it and gold. It’s kind of a penny stock.

I’ve got a lot of it but I don’t need the money so I’ll HODL.

True, it could fall hard and without warning.

Can gold be counted upon when there is a collapse in common stock prices?


"S&P 500 Peak Decline in March 2020

The S&P 500 peaked at 3,386.15 on February 19, 2020, just before March. It hit its lowest point of the month (and the crash) at 2,237.40 on March 23, marking a peak-to-trough decline of approximately 33.9%.
​

Gold Peak Decline in March 2020

Gold prices peaked around $1,704 per ounce in early March 2020 (near February highs). The metal fell to a low of about $1,451 on March 19, representing a roughly 14.8% drop during the month's panic selling phase.
​

These synchronized drops reflected liquidity crunches where even gold faced margin-call pressure, though gold stabilized faster than stocks"

dualstow wrote: ↑Mon Jan 12, 2026 7:21 am

dualstow wrote: ↑Fri Jan 09, 2026 11:14 am4500+

Ahem, I mean 4600+

4750