Those aren't cool enough to coast.
Kat Klub
Moderator: Global Moderator
- dualstow
- Executive Member

- Posts: 15577
- Joined: Wed Oct 27, 2010 10:18 am
- Location: searching for the lost Xanadu
- Contact:
Re: Kat Klub
No money in our jackets and our jeans are torn/
your hands are cold but your lips are warm _ . /
your hands are cold but your lips are warm _ . /
- Mountaineer
- Executive Member

- Posts: 5107
- Joined: Tue Feb 07, 2012 10:54 am
Re: Kat Klub
Our cat is very low maintenance. A bit on the skinny side, but otherwise healthy.
“For the wages of sin is death, but the free gift of God is eternal life in Christ Jesus our Lord.”
Romans 6:23
Romans 6:23
Convincing a Family Member to Use the PP
As many of you know, I espouse the PP philosophy whenever possible amongst friends and family.
Today I FINALLY managed to convince Lily here to adopt the strategy. Well, sort of. Lily has MBA, CFA, CFP, and CIM designations, so she's much more knowledgeable than I am regarding most portfolio matters. Upon explaining the PP strategy she said: "Smith, by buying silver instead of gold, and zero coupon bonds instead of normal long treasury bonds, you can increase your stock allocation."
I said "Huh?"
Lily replied, "Silver behaves similarly to gold, but is more volatile. Zeros behave similarly to long bonds but are also more volatile. So you could, say, allocate 17.5% to silver and 17.5% to zeros and take the space you 'saved' and allocate it to stocks!"
"What about the cash component?"
"Oh right." She paused for a moment. "Replace the cash component with catnip."
"I see."
So I took her to the bullion shop today and she bought some silver coins as per below. She also opened up a new brokerage account and bought some silver ETF shares, zeros, and TSM/SCV stocks. We also just ordered some catnip off of Amazon.
Lily with her new bullion.
Lily sleeping soundly now knowing her retirement funds are invested in a strategy that is simple, safe, and stable.
Today I FINALLY managed to convince Lily here to adopt the strategy. Well, sort of. Lily has MBA, CFA, CFP, and CIM designations, so she's much more knowledgeable than I am regarding most portfolio matters. Upon explaining the PP strategy she said: "Smith, by buying silver instead of gold, and zero coupon bonds instead of normal long treasury bonds, you can increase your stock allocation."
I said "Huh?"
Lily replied, "Silver behaves similarly to gold, but is more volatile. Zeros behave similarly to long bonds but are also more volatile. So you could, say, allocate 17.5% to silver and 17.5% to zeros and take the space you 'saved' and allocate it to stocks!"
"What about the cash component?"
"Oh right." She paused for a moment. "Replace the cash component with catnip."
"I see."
So I took her to the bullion shop today and she bought some silver coins as per below. She also opened up a new brokerage account and bought some silver ETF shares, zeros, and TSM/SCV stocks. We also just ordered some catnip off of Amazon.
Lily with her new bullion.
Lily sleeping soundly now knowing her retirement funds are invested in a strategy that is simple, safe, and stable.
www.allterrainportfolio.com
- dualstow
- Executive Member

- Posts: 15577
- Joined: Wed Oct 27, 2010 10:18 am
- Location: searching for the lost Xanadu
- Contact:
Re: Kat Klub
Bright girl.
Reminds me of the dog who insured his bone in the Travelers ad.
https://youtu.be/lk2B8988ws0
Reminds me of the dog who insured his bone in the Travelers ad.
https://youtu.be/lk2B8988ws0
No money in our jackets and our jeans are torn/
your hands are cold but your lips are warm _ . /
your hands are cold but your lips are warm _ . /
Re: Kat Klub
Dang, that is one cute dog! I don't remember ever seeing that ad. Maybe never aired in Canada?dualstow wrote: ↑Wed Jun 03, 2020 4:07 pm Bright girl.![]()
Reminds me of the dog who insured his bone in the Travelers ad.
https://youtu.be/lk2B8988ws0
Lily says thank you. She is rather bright. Before retiring to Vancouver she was a high-risk derivatives trader at Goldman Sachs.
For concreteness, this is the "Lily Portfolio."
- 25% catnip (all physical, fully segregated, allocated, unencumbered, and insured.)
- 17.5% silver (half physical and half ETF)
- 17.5% long duration zero coupon bonds
- 20% SCV
- 20% TSM
Lily's Variable Portfolio:
- various cat food manufacturing companies
www.allterrainportfolio.com
- dualstow
- Executive Member

- Posts: 15577
- Joined: Wed Oct 27, 2010 10:18 am
- Location: searching for the lost Xanadu
- Contact:
Re: Kat Klub
That's a little heavy on the catnip, but I get it. It's the asset everyone loves to love.
No money in our jackets and our jeans are torn/
your hands are cold but your lips are warm _ . /
your hands are cold but your lips are warm _ . /
Re: Kat Klub
My dad is done his two week mandatory self-isolation at home, so I am able to head back home now. Here's Lily in her little carrier as we head back to the house!
www.allterrainportfolio.com
Re: Kat Klub
A BIG cat in a SMALL cat carrier!
Vinny
Above provided by: Vinny, who always says: "I only regret that I have but one lap to give to my cats." AND "I'm a more-is-more person."
Re: Kat Klub
You'd been depriving us for TOO long!
Vinny
Above provided by: Vinny, who always says: "I only regret that I have but one lap to give to my cats." AND "I'm a more-is-more person."
Re: Kat Klub
Oh how I know that look....
Re: Kat Klub
Above provided by: Vinny, who always says: "I only regret that I have but one lap to give to my cats." AND "I'm a more-is-more person."
Re: Kat Klub
www.allterrainportfolio.com
- dualstow
- Executive Member

- Posts: 15577
- Joined: Wed Oct 27, 2010 10:18 am
- Location: searching for the lost Xanadu
- Contact:
Re: Kat Klub
I remember seeing that article, too. It was good.
Obligatory Geico ad: https://youtu.be/9thiPAHFHtQ
Obligatory Geico ad: https://youtu.be/9thiPAHFHtQ
No money in our jackets and our jeans are torn/
your hands are cold but your lips are warm _ . /
your hands are cold but your lips are warm _ . /
- dualstow
- Executive Member

- Posts: 15577
- Joined: Wed Oct 27, 2010 10:18 am
- Location: searching for the lost Xanadu
- Contact:
Re: Kat Klub
Does Lily ever stand on her tail?
Maybe it’s a bare floor thing. My cat loves to do that, like she’s keeping her feet warm when the A/C’s running.
Maybe it’s a bare floor thing. My cat loves to do that, like she’s keeping her feet warm when the A/C’s running.
No money in our jackets and our jeans are torn/
your hands are cold but your lips are warm _ . /
your hands are cold but your lips are warm _ . /
- dualstow
- Executive Member

- Posts: 15577
- Joined: Wed Oct 27, 2010 10:18 am
- Location: searching for the lost Xanadu
- Contact:
Re: Kat Klub
Does Lily ever stand on her tail?
Maybe it’s a bare floor thing. My cat loves to do that, like she’s keeping her feet warm when the A/C’s running.
Maybe it’s a bare floor thing. My cat loves to do that, like she’s keeping her feet warm when the A/C’s running.
No money in our jackets and our jeans are torn/
your hands are cold but your lips are warm _ . /
your hands are cold but your lips are warm _ . /
Re: Kat Klub
She doesn't stand on her tail... rather she just stays on the floors of the house that have carpet.
www.allterrainportfolio.com
- dualstow
- Executive Member

- Posts: 15577
- Joined: Wed Oct 27, 2010 10:18 am
- Location: searching for the lost Xanadu
- Contact:
Re: Kat Klub
hah, good enough.
Cats know how to find comfort.
Cats know how to find comfort.
No money in our jackets and our jeans are torn/
your hands are cold but your lips are warm _ . /
your hands are cold but your lips are warm _ . /
Re: Kat Klub
One of their prime motivators in their lives!
Vinny
Above provided by: Vinny, who always says: "I only regret that I have but one lap to give to my cats." AND "I'm a more-is-more person."
Re: Kat Klub
Above provided by: Vinny, who always says: "I only regret that I have but one lap to give to my cats." AND "I'm a more-is-more person."
Re: Kat Klub
I don't own a cat but for those of you who do - beware the House Cat Flu....
https://youtu.be/a1Bn0DuDoFo
https://youtu.be/a1Bn0DuDoFo