Gyroscopic Investing

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Yeah, you are hanging with the rough crowd now.

Of note, throughout my writing I’ve continuously emphasized “when combined with a large cash balance.”

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Thanks, IG, for sharing your strategy and continuous updates.

If one were to start following it, when would be adequate time to enter? At the beginning or end of a month? At the next shift or another event?

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InsuranceGuy wrote: ↑Sat Nov 30, 2019 12:21 pm It looks like there may be a trade at the end of December based on the model. I'll update closer to December 31 if the signal indeed changes.

Thanks for the update. Was wondering about a possible trade at the end of November, S&P takes new highs almost every other day. Will wait until the end of this month.

I'd like to thank Mr. Insurance Guy for sharing his strategy with this forum. Merry Christmas!

InsuranceGuy wrote: ↑Mon Jun 03, 2019 11:26 pm My original post was meant to give ideas of how one might develop an investment model in order to not bias any discussion. Given that any discussion has run it's course, I have made several edits that reflect more closely my personal version of the model and it's prior trades for any who wish to follow along.

The model continues to be in 100% REITs, I choose to use VNQ (or a combination of VNQ/DRN leveraged).

IG

i thought you might like to know i saved a ton of money on my car insurance --I FLED THE SCENE lol

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I have been with geico for 50 years .... not one issue with them

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InsuranceGuy wrote: ↑Wed Dec 25, 2019 6:31 pm Having had Geico insurance in the past and knowing many people who have or currently work there, I think most of internet jokes come from issues in the distant past.

That said, I highly recommend shopping your insurance every 1-2 years regardless of company but especially Geico as they have a loyalty surcharge instead of a discount. In many cases you can even get a better rate with Geico by requoting due to this fact. Otherwise, I think they are a fine insurance company.

IG

So they don't give you a discount on both by buying both your vehicle and home insurance from them?

Vinny

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Geico farms out home insurance to other companies .... I have travelers for apartment insurance .... geico uses travelers ..

Geico won’t write a policy in our area since we are two blocks from a bay ... but travelers on their own will write the policy ....weird ....so we have auto and umbrella with geico and renters insurance with travelers

InsuranceGuy wrote: ↑Wed Dec 25, 2019 6:42 pm

yankees60 wrote: ↑Wed Dec 25, 2019 6:34 pm So they don't give you a discount on both by buying both your vehicle and home insurance from them?

Vinny

They do give a discount for having multipe policies with them, but they do not give you a discount for have insurance with them for multiple consecutive renewals as many other companies have.

How do they manage the quote process when you have homeowners / umbrella renewing in February while vehicle is May? Would they commit to a price for May in February?

Vinny

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Small wonder, momentum strategies lose to S&P when the latter is pumping, like the last 12 weeks. The thing is, not many, if any, people know when S&P will be pumping.

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IG,

Do you have the calculations in a programming language or is the spreadsheet your implementation?

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Here is a comparative return from different assets for the last decade.

Nobody knows what will the next ten years bring. The last could be first and vice versa.

nice up to date chart.

the only problem with static charts as i call it is, it does not reflect the same assets used in conjunction with each other in a portfolio .

ala it would not reflect rebalancing in to gold or treasuries when they were beaten up over long periods of time and then suddenly explode upwards . once they do they buy more of that lead horse equities then say a total bond fund would and returns are actually bolstered .

that same lump of gold in isolation shows no benefit and just sits as a lump ...so it is portfolio action working as a team that counts .

in fact there are years my insight model portfolio has not one fund beating the market . yet because in the portfolio each fund is used through it;'s sweet spot and then swapped for a better choice, the portfolio beat a total market or s&p 500 fund without any fund beating it on a yearly basis .

this is why looking at funds and asset classes in isolation is no where near the real deal as to what they produce as a team in a comprehensive portfolio