Gyroscopic Investing

The portfolio has reached the €40,000 mark. The savings plans have been suspended since November. From now on, buying and selling will only occur when the ranges are met.
It feels like gold is currently forming a flagpole.

Hi

Why you stopped adding savings!?

Regards

Okay, that's a misunderstanding.
I'm still depositing €1,000 into the account. So the volume is still growing. I'm just no longer buying all asset classes every month, but only when the 15/40 range is hit. Then there's a rebalancing to 4 x 25.

Grinch wrote: ↑Fri Oct 10, 2025 2:27 am Okay, that's a misunderstanding.
I'm still depositing €1,000 into the account. So the volume is still growing. I'm just no longer buying all asset classes every month, but only when the 15/40 range is hit. Then there's a rebalancing to 4 x 25.

hi,

so only CASH is growing and waiting bands?

Why not 15-35%?

Ok, you got. me

It´s 15/35

Hi

Have you thought to have a second US-PP?

Regards

No, that is no Option

Out of curiosity: what was the rationale for switching from buying all asset to increasing the cash portion until the rebalancing band is triggered?

It's simply a matter of costs. The broker charges me a 1.5% savings plan fee for gold. A manual order costs half that.
I'm also not willing to continue buying at any price, given the exorbitantly rising gold price. I buy every month, only to adjust things again in a few months through rebalancing. I'm choosing the more relaxed path here and have little need for action now.

Grinch wrote: ↑Sun Oct 12, 2025 3:36 am No, that is no Option

Why?

I'm European. The risk or opportunity associated with the US dollar is more than adequately contained in Global Stocks. Over 70% is in North America. I don't need more. The price of gold is also traded in dollars. Gold price increases are currently only muted for euro investors. So why take more risk?

Grinch wrote: ↑Wed Oct 15, 2025 5:40 am I'm European. The risk or opportunity associated with the US dollar is more than adequately contained in Global Stocks. Over 70% is in North America. I don't need more. The price of gold is also traded in dollars. Gold price increases are currently only muted for euro investors. So why take more risk?

Although, it had better CAGR

In Euro or USD?

Grinch wrote: ↑Wed Oct 15, 2025 10:31 am In Euro or USD?

US-PP had higher returns historically