New Here - What are folks investing in

[ppnewbie]

Hi Everyone,

Just a side note — I was surfing wikipedia yesterday, starting at SMS and eventually I ended up at Bell Labs and its once upon a time operating system, Plan 9.

Lo and behold, the mascot, Glenda, is Burley’s avatar!

Oh man a Plan 9 reference! As a Unix nerd I just came across that when I was researching databases and was blown away. I continually marvel at what the Bell Labs people came up with in the 70's.

[dualstow]

I’ve been thinking about Bell Labs a lot recently while watching ‘Severance’ on Apple TV+. Fictional show, but they use the old campus as the setting.

{ Smithers, you’ve got to watch Severance! }

[ppnewbie]

“The Unix Programming Environment” by Kernighan and Pike literally changed my life. I can string together a few different commands and do what other folks at my office would take at least a hundred lines of Python and several hours. And I just do it on the fly.

Need to watch Severance. Another person just told me about it as well. Also a friend of mine was at Bell Labs and saw the hallway where all these guys had offices.

[dualstow]

Neat! I have a copy of the book for fake nostalgia reasons, but I was really late to the party.
I only had limited access to Unix in college, and I used nearly all my time for this new thing called electronic mail.

[Vil]

It's kind of very pity that younger folks have rarely or even never heard of those names. They think Steve Jobs is all about it

[yankees60]

Neat! I have a copy of the book for fake nostalgia reasons, but I was really late to the party.
I only had limited access to Unix in college, and I used nearly all my time for this new thing called electronic mail.

In those ancient days when I started college we only had fortran with punch cards!

If we submitted our cards early enough in the morning we could get an output later in the say telling us that this time we were missing a right parentheses.

Now that I think about it is was quite similar to the old days of doing accounting by pencil and paper wherein it'd take me 8 hours to accomplish something that now would take me less than a minute to do in Excel (after the model had been properly created).

[seajay]

Neat! I have a copy of the book for fake nostalgia reasons, but I was really late to the party.
I only had limited access to Unix in college, and I used nearly all my time for this new thing called electronic mail.

My 14.4 baud modem is down at the moment, using a 9600 backup, what's your Compuserve ID or FIDO address?

[dualstow]

I did have CompuServe, but I definitely don’t remember the ID.
US$8/hour!

[yankees60]

I did have CompuServe, but I definitely don’t remember the ID.
US$8/hour!

I'd pay long-distance phone rates for all the hours I'd spend being on Prodigy in the early 90s. Maybe $200 in a month??!! I viewed it as a form of entertainment.

[frugal]

I am 100% on
European permanent portfolio
And wondering if I should add USA HB-PP
There is a Spanish guy with multiple PP from Europe and UK and US and more …
Let me know your thoughts
Hug

What is your part for Stocks?

Hi GRINCH,
where are you from?
:-)

a)
I have EU-PP with CEU for stocks
I am not sure I should have ETFs of short term bonds. I think I should have deposits in bank with more profit fee, like 2%. What do you think about this?

b)
I want to have a US-PP in the future and maybe some other like UK and all world
Do you agree?

Have a nice weekend!

[Grinch]

Hi GRINCH,
where are you from?
:-)

Germany

a)
I have EU-PP with CEU for stocks
Amundi MSCI Europe ESG Broad CTB UCITS ETF DR EUR C
esg is horror for me. no clear definition of the criteria


I am not sure I should have ETFs of short term bonds. I think I should have deposits in bank with more profit fee, like 2%. What do you think about this?

For me is Money the best desicion. Fast in - fast out.

interest charges are ok for me, no need to increase.

b)
I want to have a US-PP in the future and maybe some other like UK and all world
Do you agree?
You Can add an S&P 500. I would dispose of the CEU and change to EXIE iShares STOXX Europe 600 UCITS ETF (DE)

Have a nice weekend!

Thank you, this Weekend is Federal election. Very exciting!

[frugal]

Hi G ,

What do you mean with not clear the CÉU?

Money means what ? At home ?

Regards

[frugal]

Golden Butterfly in my 401k and basic stock in taxable that is slowly backing into gold, treasuries, small cap value. But still mostly stocks. I also would not do cash in the 401k in hindsight.

Hi

Which etfs do you have on it and why GB instead of HBPP?

[Grinch]

Hi G ,

What do you mean with not clear the CÉU?

Money means what ? At home ?

Regards

I translated the CEU, is this the correct ETF? If yes, it‘s a mess.

Money means, Euro in a Bank Account

[ppnewbie]

Golden Butterfly in my 401k and basic stock in taxable that is slowly backing into gold, treasuries, small cap value. But still mostly stocks. I also would not do cash in the 401k in hindsight.

Hi

Which etfs do you have on it and why GB instead of HBPP?

IAUM / VTI / mostly VBR, AVUV (considering VIOV), FNBGX and actual 30 year LTT’s. I buy as long as duration as possible / SCHO

The reason is basically explained on Tyler’s portfoliocharts.com site. Start date sensitivity, Ulcer Index, return vs ulcer index, etc, etc…

[frugal]

Hi G ,

What do you mean with not clear the CÉU?

Money means what ? At home ?

Regards

I translated the CEU, is this the correct ETF? If yes, it‘s a mess.

Money means, Euro in a Bank Account

Hi

Why CEU is a mess?

Regards

[Grinch]

When CEU is the Bloomberg Ticker, then it is this ETF: AMUNDI INDEX MSCI EUROPE ESG BROAD CTB UCITS ETF DR - EUR (C)
Compare this Fund with a normal Europa ETF
https://www.fondsweb.com/de/vergleichen ... 0389811885

Someone from Amundi chose the Index "MSCI Europe ESG Broad CTB Select Index"

The Name "Select" should turn on every Warning Signals

The Fund loses 0,5% p.A. for the last 5 Years, compared with the normal Europe ETF