Those aren't cool enough to coast.
Kat Klub
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Re: Kat Klub
Our cat is very low maintenance. A bit on the skinny side, but otherwise healthy.
DNA has its own language (code), and language requires intelligence. There is no known mechanism by which matter can give birth to information, let alone language. It is unreasonable to believe the world could have happened by chance.
Convincing a Family Member to Use the PP
As many of you know, I espouse the PP philosophy whenever possible amongst friends and family.
Today I FINALLY managed to convince Lily here to adopt the strategy. Well, sort of. Lily has MBA, CFA, CFP, and CIM designations, so she's much more knowledgeable than I am regarding most portfolio matters. Upon explaining the PP strategy she said: "Smith, by buying silver instead of gold, and zero coupon bonds instead of normal long treasury bonds, you can increase your stock allocation."
I said "Huh?"
Lily replied, "Silver behaves similarly to gold, but is more volatile. Zeros behave similarly to long bonds but are also more volatile. So you could, say, allocate 17.5% to silver and 17.5% to zeros and take the space you 'saved' and allocate it to stocks!"
"What about the cash component?"
"Oh right." She paused for a moment. "Replace the cash component with catnip."
"I see."
So I took her to the bullion shop today and she bought some silver coins as per below. She also opened up a new brokerage account and bought some silver ETF shares, zeros, and TSM/SCV stocks. We also just ordered some catnip off of Amazon.
Lily with her new bullion.
Lily sleeping soundly now knowing her retirement funds are invested in a strategy that is simple, safe, and stable.
Today I FINALLY managed to convince Lily here to adopt the strategy. Well, sort of. Lily has MBA, CFA, CFP, and CIM designations, so she's much more knowledgeable than I am regarding most portfolio matters. Upon explaining the PP strategy she said: "Smith, by buying silver instead of gold, and zero coupon bonds instead of normal long treasury bonds, you can increase your stock allocation."
I said "Huh?"
Lily replied, "Silver behaves similarly to gold, but is more volatile. Zeros behave similarly to long bonds but are also more volatile. So you could, say, allocate 17.5% to silver and 17.5% to zeros and take the space you 'saved' and allocate it to stocks!"
"What about the cash component?"
"Oh right." She paused for a moment. "Replace the cash component with catnip."
"I see."
So I took her to the bullion shop today and she bought some silver coins as per below. She also opened up a new brokerage account and bought some silver ETF shares, zeros, and TSM/SCV stocks. We also just ordered some catnip off of Amazon.
Lily with her new bullion.
Lily sleeping soundly now knowing her retirement funds are invested in a strategy that is simple, safe, and stable.
MB
Ruby on Rails rules all
www.allterraininvesting.com
Ruby on Rails rules all
www.allterraininvesting.com
- dualstow
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Re: Kat Klub
Bright girl.
Reminds me of the dog who insured his bone in the Travelers ad.
https://youtu.be/lk2B8988ws0
Reminds me of the dog who insured his bone in the Travelers ad.
https://youtu.be/lk2B8988ws0
Re: Kat Klub
Dang, that is one cute dog! I don't remember ever seeing that ad. Maybe never aired in Canada?dualstow wrote: ↑Wed Jun 03, 2020 4:07 pm Bright girl.
Reminds me of the dog who insured his bone in the Travelers ad.
https://youtu.be/lk2B8988ws0
Lily says thank you. She is rather bright. Before retiring to Vancouver she was a high-risk derivatives trader at Goldman Sachs.
For concreteness, this is the "Lily Portfolio."
- 25% catnip (all physical, fully segregated, allocated, unencumbered, and insured.)
- 17.5% silver (half physical and half ETF)
- 17.5% long duration zero coupon bonds
- 20% SCV
- 20% TSM
Lily's Variable Portfolio:
- various cat food manufacturing companies
MB
Ruby on Rails rules all
www.allterraininvesting.com
Ruby on Rails rules all
www.allterraininvesting.com
- dualstow
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Re: Kat Klub
That's a little heavy on the catnip, but I get it. It's the asset everyone loves to love.
Re: Kat Klub
My dad is done his two week mandatory self-isolation at home, so I am able to head back home now. Here's Lily in her little carrier as we head back to the house!
MB
Ruby on Rails rules all
www.allterraininvesting.com
Ruby on Rails rules all
www.allterraininvesting.com
- vnatale
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Re: Kat Klub
A BIG cat in a SMALL cat carrier!
Vinny
Above provided by: Vinny, who always says: "I only regret that I have but one lap to give to my cats." AND "I'm a more-is-more person."
- vnatale
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Re: Kat Klub
You'd been depriving us for TOO long!
Vinny
Above provided by: Vinny, who always says: "I only regret that I have but one lap to give to my cats." AND "I'm a more-is-more person."
Re: Kat Klub
Oh how I know that look....
- vnatale
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Re: Kat Klub
Above provided by: Vinny, who always says: "I only regret that I have but one lap to give to my cats." AND "I'm a more-is-more person."
Re: Kat Klub
MB
Ruby on Rails rules all
www.allterraininvesting.com
Ruby on Rails rules all
www.allterraininvesting.com
- dualstow
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Re: Kat Klub
I remember seeing that article, too. It was good.
Obligatory Geico ad: https://youtu.be/9thiPAHFHtQ
Obligatory Geico ad: https://youtu.be/9thiPAHFHtQ
- dualstow
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Re: Kat Klub
Does Lily ever stand on her tail?
Maybe it’s a bare floor thing. My cat loves to do that, like she’s keeping her feet warm when the A/C’s running.
Maybe it’s a bare floor thing. My cat loves to do that, like she’s keeping her feet warm when the A/C’s running.
- dualstow
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Re: Kat Klub
Does Lily ever stand on her tail?
Maybe it’s a bare floor thing. My cat loves to do that, like she’s keeping her feet warm when the A/C’s running.
Maybe it’s a bare floor thing. My cat loves to do that, like she’s keeping her feet warm when the A/C’s running.
Re: Kat Klub
She doesn't stand on her tail... rather she just stays on the floors of the house that have carpet.
MB
Ruby on Rails rules all
www.allterraininvesting.com
Ruby on Rails rules all
www.allterraininvesting.com
- dualstow
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Re: Kat Klub
hah, good enough.
Cats know how to find comfort.
Cats know how to find comfort.
- vnatale
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Re: Kat Klub
One of their prime motivators in their lives!
Vinny
Above provided by: Vinny, who always says: "I only regret that I have but one lap to give to my cats." AND "I'm a more-is-more person."
- vnatale
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Re: Kat Klub
Above provided by: Vinny, who always says: "I only regret that I have but one lap to give to my cats." AND "I'm a more-is-more person."
Re: Kat Klub
I don't own a cat but for those of you who do - beware the House Cat Flu....
https://youtu.be/a1Bn0DuDoFo
https://youtu.be/a1Bn0DuDoFo