ochotona wrote: ↑Tue Jul 31, 2018 5:15 pm Very important content from Gary and others. A must-read. This suggests dual momentum portfolios outperform in retirement.
https://www.dualmomentum.net/2018/07/mo ... t.html?m=1
There are a lot of caveats behind the 4% rule and the study it was based on. One would be well advised to dive into the details. Draw downs make a big difference in the math of it all and even if trend following/Mo under performs a B&H allocation it definitely does a good job of trimming DDs.