I've gone that way in my retirement accounts. I had sort of a 30/30/30/10 mix but stocks have gone up so much that I was close to 40/25/25/10. Because I want to do some Roth conversions in the coming years, the higher cash allocation will allow me to pull from cash for a couple or three years without having to sell other assets when they are down. I just don't really love 25% gold in a retirement account and am bond shy at the moment.sophie wrote:OK, so how many people switched to the Golden Butterfly in the past year?
I have a feeling that a very good time to do that is going to be coming up sometime in the near future.
In taxable (due to my weird "savings bonds with lots of interest gains" issue) I'm foregoing long bonds but finally building up the physical gold. So, if one counts savings bonds as cash, I'll be at something like 30% stocks, 20% gold and 50% cash in that account. Just have to have a bunch of cash in the coming years to live off of and to pay some capital gains on an apartment sale. This is my Cash Butterfly Portfolio, aka the Golden Desert Supreme (hold the onions please).
And in reference to Tyler's last post, the above helps me to spend more time ignoring the markets. It may not be perfect but it seems to be the solution that gives me the fewest issues.
Sophie, please explain why you think a shift to the GB might be a good option. Thanks.