ohhh sure I think VT is superior to VTI. In fact I think VEU is superior in the long-run because I'm bearish on the US economy compared to the rest of the world combined.LazyInvestor wrote: Thanks all for very useful insights.
Kshartle, why GLD/VTI and not GLD/VT or other total world market ETF? So, for a long term permanent "variable" portfolio that you don't care that much if it goes up or down, you'd rather got with GLD/VTI 50/50 compared to some other aggressive bogleheads portfolio or even regular PP?
I was just trying to suggest something that would be more palatable to people already used to these funds in the PP. Some people perceive US stocks as less risky somehow which I dissagree with but hey, whatever.
Since rates are so low your upside on the bond side is extremely limited compared to stocks and gold. You need higher rates to actually have a chance at a good return on those. Of course that means the prices on LTBs will have to fall a lot, more than offsetting the interest.
If rates were double digits and the US was running a surplus then I would say VTI/TLT would be awesome instead. If that situation ever occurs I will buy TLT, with 1/3 to 1/2 my money probably.