Awww, thanks, WiseOne! That's kind of you to say.
We're back in the US of A! WOOHOO!!!!
I haven't been lurking recently, actually. For a while we lived overseas in a place where internet wasn't really that easy to have, and then we moved and I was dealing with moving/life, so now that things have settled a bit I'm back to thinking about finances. I'm sure I'll come on and try to pick everyone's brains about this and that now that I'm back in the land of good internet, though.