Long Term Care

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Mountaineer
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Re: Long Term Care

Post by Mountaineer » Sat Apr 20, 2019 5:43 am

I'm sorry for the loss of your mother, jhogue. It is not easy to lose a close family member, especially a parent.
DNA has its own language (code), and language requires intelligence. There is no known mechanism by which matter can give birth to information, let alone language. It is unreasonable to believe the world could have happened by chance.
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ochotona
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Re: Long Term Care

Post by ochotona » Mon Apr 22, 2019 1:40 pm

Two CFPs looked at my plan, and both told me to make no changes... just keep paying LTC premia. If I do that, the impact on my portfolio will be minimal.

One of them did say if I got tired of paying increased premia, I could partially self-fund into accounts only to be used for LTC, not for general retirement income.
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mathjak107
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Re: Long Term Care

Post by mathjak107 » Thu May 02, 2019 9:34 am

just keep in mind these hybrid's can end up being the most costliest way to fund long term care
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