Where did you go to School?
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- Mark Leavy
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Re: Where did you go to School?
UCSD - physics, economics and Spanish Lit in '83 if I had graduated. Unfortunately, my mom moved after 3 years and I had to get a job to feed myself.
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Re: Where did you go to School?
Niagara University, BBA in Accounting, 1977.
Total cost for 4 years: $14,000, including room and board (all-you-can-eat at the cafeteria).
My father gave me the student loan coupon book when payments started 6 months after graduation, $5,500. After 2 masters degrees, I paid off the loans with a lump sum. Those masters degrees were at public colleges in New York City. It was not that burdensome.
But… our 2 kiddies with their advanced degrees are costing. We are committed to paying their ways through grad school and emancipating them from student loan debt. So far, so good.
My father was 55 when he shook the dust of college responsibility from his sandals. I turn 61 next month and anticipate paying for the younger one when she returns to school for yet more. Looks like our check book will be back in action.
Isn't the "Wayne's World" mantra "Party On!"?
Oh, yeah. The inheritance from my civil service parents went to the colleges and our Honda Accord is 25 years old. I wear some of my son's cast-off clothing.
My primary grad school professor once said their is a Yiddish curse, uttered thusly: "May you be blessed with gifted children." My in-laws have 4 Ph.Ds in bio, organic chem and physics. My wife's uncle led the development of the first space shuttle heat shield down in Texas.
These kids cost! Since the start of private pre-K in 1993, $1.1 million on a gross salary basis. (I.e., not actual cash but based on the amount before deductions. Put another way, this is 15 years of salary I ain't got). When the little one goes back, north of $1.2 million.
Many laughs! Unbridled fun! Life has been kind to us and this is a way of giving back to society. It is all good.
Especially be wary of unsubsidized school loans. The interest accumulates on the unwary.
Cheers. (And I think I wandered a bit).
Total cost for 4 years: $14,000, including room and board (all-you-can-eat at the cafeteria).
My father gave me the student loan coupon book when payments started 6 months after graduation, $5,500. After 2 masters degrees, I paid off the loans with a lump sum. Those masters degrees were at public colleges in New York City. It was not that burdensome.
But… our 2 kiddies with their advanced degrees are costing. We are committed to paying their ways through grad school and emancipating them from student loan debt. So far, so good.
My father was 55 when he shook the dust of college responsibility from his sandals. I turn 61 next month and anticipate paying for the younger one when she returns to school for yet more. Looks like our check book will be back in action.
Isn't the "Wayne's World" mantra "Party On!"?
Oh, yeah. The inheritance from my civil service parents went to the colleges and our Honda Accord is 25 years old. I wear some of my son's cast-off clothing.
My primary grad school professor once said their is a Yiddish curse, uttered thusly: "May you be blessed with gifted children." My in-laws have 4 Ph.Ds in bio, organic chem and physics. My wife's uncle led the development of the first space shuttle heat shield down in Texas.
These kids cost! Since the start of private pre-K in 1993, $1.1 million on a gross salary basis. (I.e., not actual cash but based on the amount before deductions. Put another way, this is 15 years of salary I ain't got). When the little one goes back, north of $1.2 million.
Many laughs! Unbridled fun! Life has been kind to us and this is a way of giving back to society. It is all good.
Especially be wary of unsubsidized school loans. The interest accumulates on the unwary.
Cheers. (And I think I wandered a bit).
Re: Where did you go to School?
Johns Hopkins BS in EE.
University of Pennsylvania MD/PhD
Bedraggled, I can't imagine going through the graduate work grind while paying full price. I got very lucky with costs. Hopkins had low tuition at the time plus I had a merit scholarship, graduate work was covered by college (i.e. grant funds), I worked a few years in between schools, then NIH loan repayment program took care of the MD loans.
University of Pennsylvania MD/PhD
Bedraggled, I can't imagine going through the graduate work grind while paying full price. I got very lucky with costs. Hopkins had low tuition at the time plus I had a merit scholarship, graduate work was covered by college (i.e. grant funds), I worked a few years in between schools, then NIH loan repayment program took care of the MD loans.
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Re: Where did you go to School?
WiseOne,
You have been and are there.
THe younger one earned a $15,000 per year scholarship, $60,000 total, for the undergrad bio degree. I hope that clarifies. She just got hired to work as a surgical ICU nurse right out of college. Apparently this hire is rare for a new graduate. In clinical courses and part-time floor assistant work, she has shown ability.
On to nurse practitioner in anaesthesia? Scholarship $$$ here? I am learning the joy of paying for the next step, too! And how 'bout a Ph.D and a professor's position at a nursing school when she finishes the next step. I dare not chuckle. With this crew, all is possible! My son thought organic chemistry was amusing.
As Gopher said to Owl and Whinnie-The-Pooh, when Pooh Bear got stuck: "This is going to run into money."
Thanks.
You have been and are there.
THe younger one earned a $15,000 per year scholarship, $60,000 total, for the undergrad bio degree. I hope that clarifies. She just got hired to work as a surgical ICU nurse right out of college. Apparently this hire is rare for a new graduate. In clinical courses and part-time floor assistant work, she has shown ability.
On to nurse practitioner in anaesthesia? Scholarship $$$ here? I am learning the joy of paying for the next step, too! And how 'bout a Ph.D and a professor's position at a nursing school when she finishes the next step. I dare not chuckle. With this crew, all is possible! My son thought organic chemistry was amusing.
As Gopher said to Owl and Whinnie-The-Pooh, when Pooh Bear got stuck: "This is going to run into money."
Thanks.
Re: Where did you go to School?
I went to school with actresses Jennifer Beals and Daryl Hannah. I remember Beals being a middle schooler with braces, she was a cute kid!
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Re: Where did you go to School?
WiseOne,
THis nursing masters has a small scholarship with it.
I have been told that a Ph.D is usually financed by grants, etc. When my son's intended was thinking Ph.D, she did not expect to pay much at all.
We will see what future academic endeavors will cost.
Back to the origin of this thread: when my wife graduated from Columbia University in 1981, her senior year cost $5,000. It appears 4 years at Columbia cost approx. $18,000 then. My 2nd tier college cost almost as much. It is a strange world.
THis nursing masters has a small scholarship with it.
I have been told that a Ph.D is usually financed by grants, etc. When my son's intended was thinking Ph.D, she did not expect to pay much at all.
We will see what future academic endeavors will cost.
Back to the origin of this thread: when my wife graduated from Columbia University in 1981, her senior year cost $5,000. It appears 4 years at Columbia cost approx. $18,000 then. My 2nd tier college cost almost as much. It is a strange world.
- Ad Orientem
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Re: Where did you go to School?
Broome Community College AA in Liberal Arts 1999.
State University of New York BA in European History (cum laude) 2001
Albany University (SUNY) MA in US History & MLS (Library & Information Science) 2003
State University of New York BA in European History (cum laude) 2001
Albany University (SUNY) MA in US History & MLS (Library & Information Science) 2003
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- dualstow
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Re: Where did you go to School?
Hah! Was Daryl Hannah good looking back then, or did she grow into it more slowly like Barbara Eden?ochotona wrote: I went to school with actresses Jennifer Beals and Daryl Hannah. I remember Beals being a middle schooler with braces, she was a cute kid!
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Re: Where did you go to School?
West Virginia University - BS Chemical Engineering - 1968
Total expenses for 5 years (tuition, fees, off-campus apartment, food, books, gas and maintenance for a VW beetle, entertainment): ~$5000 paid for by two scholarships and my summer jobs. Cost to my parents - zero. Wow, have times changed.
... M
Total expenses for 5 years (tuition, fees, off-campus apartment, food, books, gas and maintenance for a VW beetle, entertainment): ~$5000 paid for by two scholarships and my summer jobs. Cost to my parents - zero. Wow, have times changed.
... M
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Re: Where did you go to School?
Bedraggled,
Not sure what your question is. The rule in my family was that my parents picked up the costs for the first college degree, and we were on our own after that. With that as motivation, your kids may find that they don't need parental help for graduate work after all - not only are there grants held by the mentors but also independent fellowships that can be applied for.
In fact, I encourage my students to apply for independent funding for several reasons. First, it's good grant-writing experience. Second, if they get the grants I can use the funds thus freed up to hire more students. Third, it tells me exactly how serious they are. It's a lot of time & effort to get a student up to speed on the workings in my lab, and after I had a couple of people vanish away without producing anything I'm on high alert for students who might do the same.
All those costs may be worthwhile, but it depends on what your kids want to accomplish with it.
Not sure what your question is. The rule in my family was that my parents picked up the costs for the first college degree, and we were on our own after that. With that as motivation, your kids may find that they don't need parental help for graduate work after all - not only are there grants held by the mentors but also independent fellowships that can be applied for.
In fact, I encourage my students to apply for independent funding for several reasons. First, it's good grant-writing experience. Second, if they get the grants I can use the funds thus freed up to hire more students. Third, it tells me exactly how serious they are. It's a lot of time & effort to get a student up to speed on the workings in my lab, and after I had a couple of people vanish away without producing anything I'm on high alert for students who might do the same.
All those costs may be worthwhile, but it depends on what your kids want to accomplish with it.
- WildAboutHarry
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Re: Where did you go to School?
California State University, Chico. B.A. in Biological Sciences 1978 (G.I. Bill, tuition about $98 per semester for all the units you could stand, if I recall correctly).
California State University, Chico. M.A. in Botany 1980
University of North Carolina, Chapel Hill. Ph.D. in Botany 1983
California State University, Chico. M.A. in Botany 1980
University of North Carolina, Chapel Hill. Ph.D. in Botany 1983
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- dualstow
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Re: Where did you go to School?
Nice!WildAboutHarry wrote: (G.I. Bill, tuition about $98 per semester for all the units you could stand, if I recall correctly).
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Re: Where did you go to School?
So is Bernie Sanders onto a good thing then?WildAboutHarry wrote: California State University, Chico. B.A. in Biological Sciences 1978 (G.I. Bill, tuition about $98 per semester for all the units you could stand, if I recall correctly).
California State University, Chico. M.A. in Botany 1980
University of North Carolina, Chapel Hill. Ph.D. in Botany 1983
Government paying tuition might actually stop the vicious cycle of tuition increases, egged on by the easy availability of student loans. And it would be far less painful than the only other way to stop the cycle: stop providing student loans.
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Re: Where did you go to School?
No, there's another way: allow student loans, but also allow them to be discharged in bankruptcy, perhaps after a minimum time period (to prevent gaming the system by newly-graduated doctors, etc.). That would force the lenders to underwrite the loans properly, which would stop the escalation of costs.WiseOne wrote:So is Bernie Sanders onto a good thing then?WildAboutHarry wrote: California State University, Chico. B.A. in Biological Sciences 1978 (G.I. Bill, tuition about $98 per semester for all the units you could stand, if I recall correctly).
California State University, Chico. M.A. in Botany 1980
University of North Carolina, Chapel Hill. Ph.D. in Botany 1983
Government paying tuition might actually stop the vicious cycle of tuition increases, egged on by the easy availability of student loans. And it would be far less painful than the only other way to stop the cycle: stop providing student loans.
- dualstow
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Re: Where did you go to School?
Well, come on, you've got to bold the G.I. Bill part, too.
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Re: Where did you go to School?
But almost by definition, every graduating student with a fistful of loans has a highly negative net worth and no assets to speak of. You'd have to either require parents to cosign or make going through bankruptcy harder. When your credit score is already in the toilet, you have nothing to lose. That's way too easy.Libertarian666 wrote: No, there's another way: allow student loans, but also allow them to be discharged in bankruptcy, perhaps after a minimum time period (to prevent gaming the system by newly-graduated doctors, etc.). That would force the lenders to underwrite the loans properly, which would stop the escalation of costs.
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Re: Where did you go to School?
Right, which is why I said that they would have to wait a minimum time before getting the loans discharged in bankruptcy, maybe 7 years? That would reduce gaming the system while not keeping them in indentured servitude indefinitely.WiseOne wrote:But almost by definition, every graduating student with a fistful of loans has a highly negative net worth and no assets to speak of. You'd have to either require parents to cosign or make going through bankruptcy harder. When your credit score is already in the toilet, you have nothing to lose. That's way too easy.Libertarian666 wrote: No, there's another way: allow student loans, but also allow them to be discharged in bankruptcy, perhaps after a minimum time period (to prevent gaming the system by newly-graduated doctors, etc.). That would force the lenders to underwrite the loans properly, which would stop the escalation of costs.
- Pointedstick
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Re: Where did you go to School?
An alternative approach that might work well is to have the "loan" become instead a percentage cut of the graduate's future income for some period of time. That way schools would have an incentive not only to underwrite properly, but also to actually produce graduates who earn a decent income.
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Re: Where did you go to School?
[quote=dualstow]Well, come on, you've got to bold the G.I. Bill part, too.[/quote]
Right you are. I spent 4 years in the Navy as an enlisted man making a ridiculously low salary (we did get a good salary bump in 1971) in exchange for a B.A. (and a semester of grad school). Fair exchange, I think. And I don't have a problem with GI Bill type of arrangements, where service is exchanged for some future benefit (college, trade school, etc.). But one should have to give to get. So I don't think I align with Bernie.
Right you are. I spent 4 years in the Navy as an enlisted man making a ridiculously low salary (we did get a good salary bump in 1971) in exchange for a B.A. (and a semester of grad school). Fair exchange, I think. And I don't have a problem with GI Bill type of arrangements, where service is exchanged for some future benefit (college, trade school, etc.). But one should have to give to get. So I don't think I align with Bernie.
It is the settled policy of America, that as peace is better than war, war is better than tribute. The United States, while they wish for war with no nation, will buy peace with none" James Madison
Re: Where did you go to School?
If we make student loans dischargeable in bankruptcy again I also love the idea of putting the schools on the hook for half the money. Providing a monetary incentive for colleges to graduate employable students with manageable debt would be a wonderful development.Libertarian666 wrote: No, there's another way: allow student loans, but also allow them to be discharged in bankruptcy, perhaps after a minimum time period (to prevent gaming the system by newly-graduated doctors, etc.). That would force the lenders to underwrite the loans properly, which would stop the escalation of costs.
Re: Where did you go to School?
Would this have to be linked to GPA at all? I would think someone would ideally be more employable if they had a 3.8 GPA versus a 2.1 GPA when graduating. If schools are on the hook or only get funding based on a percentage of the student's salary, I'd want to know whether I think this student can really earn money or not, not just based on their degree, but how strong they are as a student.Tyler wrote:If we make student loans dischargeable in bankruptcy again I also love the idea of putting the schools on the hook for half the money. Providing a monetary incentive for colleges to graduate employable students with manageable debt would be a wonderful development.Libertarian666 wrote: No, there's another way: allow student loans, but also allow them to be discharged in bankruptcy, perhaps after a minimum time period (to prevent gaming the system by newly-graduated doctors, etc.). That would force the lenders to underwrite the loans properly, which would stop the escalation of costs.
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Re: Where did you go to School?
Slippery slope here it would seem to incentivize giving better grades than warranted or massive curving.
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Re: Where did you go to School?
Outside of academia and government, I don't think people care much about your GPA.
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Re: Where did you go to School?
I graduated with a 2.9/4. I cannot ever recall where it mattered, other than senior year on-campus interviews where there was a cutoff below which companies would not talk with you.
The name, University of Illinois, coupled with an engineering degree, was all that ever mattered, and helped in a couple situations.
The name, University of Illinois, coupled with an engineering degree, was all that ever mattered, and helped in a couple situations.
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Re: Where did you go to School?
At the time I was still a flaming liberal and I wanted to go to the most incendiary left-wing institution I could find. My parents were also not-so-subtly guiding me in that direction. Finally, in high school, I abandoned math and science as soon as they became challenging so my grades in those subjects were poor; it's possible I might not have even been admitted to UIUC. So no, I did not consider it, although in retrospect I totally should have. It's easy to look back at that phase of my life and shake my head at how many silly decisions I made, but it's all turned out well regardless so I try not to beat myself up over it.Desert wrote: Hey, just curious: Did you ever consider UIUC, your hometown U? I'm guessing you wanted to get out of town and go to a cooler place, but just wondering.
Human behavior is economic behavior. The particulars may vary, but competition for limited resources remains a constant.
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