creating your own PRPFX. The author estimates the expenses to average out to 0.32%.
He used the following ETF's -
- 35% in U.S. Treasuries (NYSEArca: TLH) and U.S. Corporate Bonds (NYSEArca: LQD)
- 20% in Gold (NYSEArca: IAU)
- 15% in Natural Resources (NYSEArca: GNR) and Foreign Real Estate Stocks (NYSEArca: RWX)
- 15% in Large Cap Growth Stocks (NYSEArca: VONG)
- 10% in Swiss Francs (NYSEArca: FXF)
- 5% in Silver (NYSEArca: SIVR)
Using a $10,000 starting point, the portfolio ended up as follows -
- 10 shares Swiss Francs FXF
- 18 shares in Global Natural Resources IGF
- 16 shares in U.S. Corporate Bonds LQD
- 18 shares in Foreign Real Estate Stocks RWX
- 22 shares in Gold SGOL
- 22 shares in Silver SIVR
- 16 shares in 20+ yr Treasuries TLT
- 26 shares in Total Stock market VTI
with the same start date has a YTD return of 13.28%.
Some differences to note - VONG is a Russell 1000 etf and not really a TSM etf. I used SGOL, GLD or IAU will work as well. I really haven't
researched any of these etfs, other than the ones I've used in other test portfolios - VTI, TLT, SGOL. Some homework will need to be done.