Ally Bank No Penalty CD
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Re: Ally Bank No Penalty CD
You could buy a CD through Fidelity to lock in those rates. Not a bad thought! I'm thinking I'd rather keep my cash liquid though, for "dry powder". That's because so much of mine is locked up in savings bonds.
- dualstow
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Re: Ally Bank No Penalty CD
Same here. I don't have a lot of savings bonds, but I do want liquidity.
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Re: Ally Bank No Penalty CD
Better yet: if I get a chance to refinance the mortgage, I might also throw in my upcoming kitchen renovation and then take the cash I've saved up for it and add it to the PP. Now THAT would be dry powder!
Anyone know if the timing of the refi relative to the renovation matters?
Anyone know if the timing of the refi relative to the renovation matters?