Gyroscopic Investing

Wow that's really tempting!

How reliable are these Bogleheads groupies in not piling into a deal then having regrets later?

It looks like the offer is gone already. 

dualstow wrote: Thanks. Hmm, I should really consider doing nothing. The 1.19% is an average on mostly 3-year treasury notes.

One small correction: they are actually 5-year notes that are due in 3 years.

dualstow wrote:

dualstow wrote: Thanks. Hmm, I should really consider doing nothing. The 1.19% is an average on mostly 3-year treasury notes.

One small correction: they are actually 5-year notes that are due in 3 years.

Mine too.  I would have to call to break 'em so I've been delaying until they are formally 3 years old.  I wish banks would get with the times and do everything online.

Mine are in brokerage houses, so I can just trade'em away if I decide not to keep them.

Great thread, so going to revive.
Your link to the early withdrawal calculator was very helpful, MG! Looks like Synchrony still the best. Seems to beat the others, and is likely a better then even Ally's Raise-Your-Rate CD posted by Sophie.

But looks like people's experience at Synchrony has been horrible. What did you end up doing, Dualstow, and what was your experience?

BearBones wrote: But looks like people's experience at Synchrony has been horrible. What did you end up doing, Dualstow, and what was your experience?

I stuck with treasury notes. I have 2- 3- and 5- year notes, but everything is now due in under three years.
My friend grumbled about his Synchrony experience.
In the end, my decision was based on keeping things simple, not lowering my already low taxes.