Wow that's really tempting!
How reliable are these Bogleheads groupies in not piling into a deal then having regrets later?
It looks like the offer is gone already.
Going to the dark side (Synchrony Bank)
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- MachineGhost
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Re: Going to the dark side (Synchrony Bank)
Last edited by MachineGhost on Fri Oct 16, 2015 4:16 pm, edited 1 time in total.
"All generous minds have a horror of what are commonly called 'Facts'. They are the brute beasts of the intellectual domain." -- Thomas Hobbes
Disclaimer: I am not a broker, dealer, investment advisor, physician, theologian or prophet. I should not be considered as legally permitted to render such advice!
Disclaimer: I am not a broker, dealer, investment advisor, physician, theologian or prophet. I should not be considered as legally permitted to render such advice!
- dualstow
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Re: Going to the dark side (Synchrony Bank)
One small correction: they are actually 5-year notes that are due in 3 years.dualstow wrote: Thanks. Hmm, I should really consider doing nothing. The 1.19% is an average on mostly 3-year treasury notes.
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- MachineGhost
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Re: Going to the dark side (Synchrony Bank)
Mine too. I would have to call to break 'em so I've been delaying until they are formally 3 years old. I wish banks would get with the times and do everything online.dualstow wrote:One small correction: they are actually 5-year notes that are due in 3 years.dualstow wrote: Thanks. Hmm, I should really consider doing nothing. The 1.19% is an average on mostly 3-year treasury notes.
"All generous minds have a horror of what are commonly called 'Facts'. They are the brute beasts of the intellectual domain." -- Thomas Hobbes
Disclaimer: I am not a broker, dealer, investment advisor, physician, theologian or prophet. I should not be considered as legally permitted to render such advice!
Disclaimer: I am not a broker, dealer, investment advisor, physician, theologian or prophet. I should not be considered as legally permitted to render such advice!
- dualstow
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Re: Going to the dark side (Synchrony Bank)
Mine are in brokerage houses, so I can just trade'em away if I decide not to keep them.
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Re: Going to the dark side (Synchrony Bank)
Great thread, so going to revive.
Your link to the early withdrawal calculator was very helpful, MG! Looks like Synchrony still the best. Seems to beat the others, and is likely a better then even Ally's Raise-Your-Rate CD posted by Sophie.
But looks like people's experience at Synchrony has been horrible. What did you end up doing, Dualstow, and what was your experience?
Your link to the early withdrawal calculator was very helpful, MG! Looks like Synchrony still the best. Seems to beat the others, and is likely a better then even Ally's Raise-Your-Rate CD posted by Sophie.
But looks like people's experience at Synchrony has been horrible. What did you end up doing, Dualstow, and what was your experience?
- dualstow
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Re: Going to the dark side (Synchrony Bank)
I stuck with treasury notes. I have 2- 3- and 5- year notes, but everything is now due in under three years.BearBones wrote: But looks like people's experience at Synchrony has been horrible. What did you end up doing, Dualstow, and what was your experience?
My friend grumbled about his Synchrony experience.
In the end, my decision was based on keeping things simple, not lowering my already low taxes.
9pm EST Explosions in Iran (Isfahan) and Syria and Iraq. Not yet confirmed.