Vanguard Treasury Money Market Fund (VUSXX) Questions!

Discussion of the Cash portion of the Permanent Portfolio

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mathjak107
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Re: Vanguard Treasury Money Market Fund (VUSXX) Questions!

Post by mathjak107 » Thu Jan 09, 2020 5:31 am

not many realize this when it comes to sipc
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Re: Vanguard Treasury Money Market Fund (VUSXX) Questions!

Post by dualstow » Thu Jan 09, 2020 6:49 am

fireplan wrote:
Mon Jan 06, 2020 10:29 am
I'm pretty sure that earlier this year, it was nearly 100% T-Bills, but I just took a look on vanguard and the composition has changed again for the worse:

as of 12/31/2019
U.S. Govt. Obligations 15.6%
U.S. Treasury Bills 84.4%
Thank you for posting this! Darn. Looks like I’m going back to t-bills, which is far less convenient.
Depressing news, but important to know.
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Re: Vanguard Treasury Money Market Fund (VUSXX) Questions!

Post by sophie » Thu Jan 09, 2020 7:38 am

Dang, that is depressing....make's Fidelity's treasury only MMF look better in comparison, despite the ER of 0.42 (ouch). I really would have liked the MMF for simplicity, but otherwise, T bills on autoroll for the win.
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Re: Vanguard Treasury Money Market Fund (VUSXX) Questions!

Post by Kriegsspiel » Thu Jan 09, 2020 6:49 pm

VSBSX, the short term treasury fund, is 96.6% treasuries.
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Re: Vanguard Treasury Money Market Fund (VUSXX) Questions!

Post by dualstow » Fri Jan 10, 2020 8:51 am

I wrote to them the other day and got this response:
The Vanguard Treasury Money Market Fund (VUSXX) hasn't changed from it's (sic)
stated principal investment strategies recently. The fund managers will
make changes based on current market conditions to provide the best return,
while adding as little additional risk to the fund as possible.
Followed by the Principal Investment Strategies:
The Fund invests solely in high-quality,
short-term money market instruments whose interest and principal payments
are backed by the full faith and credit of the U.S. government. Under
normal circumstances, at least 80% of the Fund’s assets will be invested in
U.S. Treasury securities; the remainder of the assets may be invested in
securities issued by U.S. governmental agencies.
and so on.
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Re: Vanguard Treasury Money Market Fund (VUSXX) Questions!

Post by vnatale » Fri Jan 10, 2020 9:37 am

dualstow wrote:
Fri Jan 10, 2020 8:51 am
I wrote to them the other day and got this response:
The Vanguard Treasury Money Market Fund (VUSXX) hasn't changed from it's (sic)
stated principal investment strategies recently. The fund managers will
make changes based on current market conditions to provide the best return,
while adding as little additional risk to the fund as possible.
Followed by the Principal Investment Strategies:
The Fund invests solely in high-quality,
short-term money market instruments whose interest and principal payments
are backed by the full faith and credit of the U.S. government. Under
normal circumstances, at least 80% of the Fund’s assets will be invested in
U.S. Treasury securities; the remainder of the assets may be invested in
securities issued by U.S. governmental agencies.
and so on.
Where did you write to them? I wanted to contact the funds investment's manager to ask questions but did not see a way to do so.
Vinny
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Re: Vanguard Treasury Money Market Fund (VUSXX) Questions!

Post by dualstow » Fri Jan 10, 2020 10:44 am

When you log in, just go to Message Center.
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Re: Vanguard Treasury Money Market Fund (VUSXX) Questions!

Post by pugchief » Fri Jan 10, 2020 12:05 pm

Fidelity has a Treasury Only MMF
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Re: Vanguard Treasury Money Market Fund (VUSXX) Questions!

Post by vnatale » Fri Jan 10, 2020 12:51 pm

pugchief wrote:
Fri Jan 10, 2020 12:05 pm
Fidelity has a Treasury Only MMF
Which I may quite possibly use in the future after Vanguard came off the mountain top through the poor SIMPLE IRA process they put me through.

Vinny
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Re: Vanguard Treasury Money Market Fund (VUSXX) Questions!

Post by mathjak107 » Sat Jan 11, 2020 3:06 am

today , with the restrictions on money markets and what they can own i don't go nuts trying to find a suitable money market ... i simply use fidelity premium money market fzdxx .. there is a 100k min though
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