Are you sure you can do that??stuper1 wrote: ↑Wed Jun 06, 2018 3:30 pm If I understand correctly, you can start with $50k+ in VUSXX and then later drop well below $50k without any problem, as long as: (a) this is in a retirement account (e.g., IRA, Roth IRA, 401k), or (b) you have at least $50k of total assets invested with Vanguard. So, you could open a PP with just slightly over $50k in VUSXX and soon thereafter use 75% of the money to buy stocks/bonds/gold.
VUSXX is outstanding but alas not available at Fidelity. I didn't know it had reopened. If so, it's the best "online savings account" available!! But, it has to be possible for the balance to drop below the $50K minimum. Do you know if a employer retirement account at Vanguard counts toward the $50K total assets invested requirement?