VBIRX/BSV
Posted: Thu Sep 17, 2020 6:23 pm
Here's a bond fund (and ETF) I wasn't aware of:
https://investor.vanguard.com/mutual-fu ... view/vbirx
Short (~2.4 year) maturity, 70% Treasury/30% corporate and has never had a year where it lost money (including in '08). Given the paucity of reasonably safe options that are likely to over a positive real return it might be worth considering as a replacement for some or all of the STT and LTT allocation.
https://investor.vanguard.com/mutual-fu ... view/vbirx
Short (~2.4 year) maturity, 70% Treasury/30% corporate and has never had a year where it lost money (including in '08). Given the paucity of reasonably safe options that are likely to over a positive real return it might be worth considering as a replacement for some or all of the STT and LTT allocation.