I asked the same question in the general discussion forum and didn't hear any good case against the GB. When I recently hit a re-balance point with gold < 15% I felt more comfortable bringing it back to 20% than 25% so I decided to go with the GB for now.Reub wrote: Looking at these great charts, can someone make a good case for the PP vs. The Golden Butterfly Portfolio?
One thing I like about this portfolio is that I think it's a little easier to handle when you're still working and contributing to a 401k as most of these plans are heavy on stocks. When I retire and have complete control in an IRA I may work back into the PP.
And like I said in the other discussion, if it makes you feel disloyal to the HB philosophy you can always tell yourself that half of your stock allocation is your VP and that problem is solved.
One thing that wasn't so easy was trying to split the stock allocation into a 50-50 Large Blend, Small Value combo within a 401k. Adds another level of complexity to it. My wife's 401k actually offered those exact options with Vanguard funds but mine didn't so I just had to make the best of it. Looking at the charts, I wonder how much it actually matters.
Also, I wonder what would be the re-balancing bands are with this portfolio.