Just catching up to this one....are the two 10%'s above what you are using for the "classic" 20% cash (for Golden Butterfly)? The remaining 80% being equally divided between - Total Stock Market, Small Cap Value, Long Term Treasuries, Gold?Tyler wrote: ↑Tue Jan 07, 2020 2:09 pmThanks! I just do my best to support good conversations, and I'm thankful that it's pretty easy here.Smith1776 wrote: ↑Tue Jan 07, 2020 1:53 pm I love your community contributions, Tyler! You've always got this great balance between being authoritative but also understanding that different people have different views. Pretty rare these days -- especially on the Internet.
Forgive me if you've said this before, but what is your current portfolio allocation? Are you GB or PP? Or something else entirely?
These days I use a slightly modified GB with 10% ST bonds and 10% REITs. Nothing crazy different, but my personal thought process tends to slowly evolve every time I get new data.
Vinny