study of 90-10 portfolios

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sophie
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Re: study of 90-10 portfolios

Post by sophie »

dualstow wrote:
sophie wrote: I never understood the point of 90/10 portfolios, which describes most target date funds (except they are 90% stocks). 
You must be younger than I thought!  ;)
Not :-) but even so, I got out of target portfolios several years ago when I saw that they had me in 90% stocks.  I was pretty shocked and that's when I decided I'd better handle the portfolios myself.
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dualstow
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Re: study of 90-10 portfolios

Post by dualstow »

Not to derail the thread, but for what it's worth, I have a tiny amount in Vanguard's year 2035, and that's now closer to 80% in stocks. 2025 fund is 66% stocks, so I guess that's where I'll be in ten years.
Point taken, though, and I wouldn't want  my whole portfolio to have that allocation.
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