Yes, although I personally went with small cap blend instead of small cap value. I went back and forth on that for a while and eventually decided on the more "neutral" approach to evenly fill out the Morningstar 3x3 grid using VTI and VB. Either way, the results are pretty similar.Desert wrote:Tyler, I've been thinking more about your GB portfolio. The more I look at it, the more I like it. The 20% gold & 40% equity combination have performed really well throughout many varying periods since 1970. I believe you decided to go with the GB for your entire ERE portfolio, is that correct?
Good point about bullets vs barbells, as that's definitely a reasonable iteration for those with limited bond options. And it's funny -- I also ran the numbers for 80% VWINX and 20% gold a while back and really liked it!