PP performance for Q1 2018

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sophie
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PP performance for Q1 2018

Post by sophie » Sat Mar 31, 2018 11:32 am

A few numbers from my various portfolios:

PP (stocks 24-27%, bonds 21%, gold 23%): -0.55%
Vanguard three-fund portfolio (60% stocks/40% bonds): -1.13%
TIAA-CREF (50% stocks & real estate, 50% guaranteed, no bonds): +0.48%
Total market index (VTI): -0.70%

Don't over-interpret obviously as it's only a 3 month period, but I thought the comparison would be kinda interesting. No miracles with the PP, but you can't complain about its ability to contain losses even with two assets losing value. The winner in the mix was due to the TIAA guaranteed annuity, which you can't duplicate anywhere else.
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blue_ruin17
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Re: PP performance for Q1 2018

Post by blue_ruin17 » Sat Mar 31, 2018 11:45 am

Canadian PP: 0.40%
Federal Bonds (long): 0.68%
Federal Bonds (short): -1.32%
Gold: 4.54%
TSM: -1.95%



Makes me wish I had originally went with 3 month T-Bills rather than 1-5 year bonds for the cash portion. When my short bonds reach the green again (someday...) I'll be switching to T-Bills.
"Like a confident pack, a confident portfolio provides both strength in fact, as well as — and this is the part I bet you’re missing right now and the focus of this note — strength in spirit."
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Cortopassi
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Re: PP performance for Q1 2018

Post by Cortopassi » Sat Mar 31, 2018 4:34 pm

My PP for Q1 is -0.89%. High of 2.66% on Jan 25.
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Desert
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Re: PP performance for Q1 2018

Post by Desert » Sat Mar 31, 2018 9:26 pm

As you said, too short to take much from, but my little portfolio is sitting at -0.04 percent in Q1.
Thomas Hoog
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Re: PP performance for Q1 2018

Post by Thomas Hoog » Wed Apr 04, 2018 5:42 am

European PP is exactly 0,0 % for Q1 2018.
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eufo
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Re: PP performance for Q1 2018

Post by eufo » Wed Apr 04, 2018 8:07 am

My version of the GB is down 0.40% for Q1 2018. My buddy's portfolio is down 1.76%, so at least I'm beating him out. Lol!
Don't agree with me too strongly or I'm going to change my mind
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jhogue
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Re: PP performance for Q1 2018

Post by jhogue » Wed Apr 04, 2018 9:22 am

My PP was down -0.16% in 1st Quarter 2018, pretty much in line with what others have reported here.

As I did an annual rebalance in August 2017, I am now pretty close to 25/25/25/25.

The only “innovation” I am planning for this year for the portfolio as a whole is to switch from an annual rebalance to 35/15 bands. I am hoping that will dampen my urge to tinker even further.
“Groucho Marx wrote:
A stock trader asked him, "Groucho, where do you put all your money?" Groucho was said to have replied, "In Treasury bonds", and the trader said, "You can't make much money on those." Groucho said, "You can if you have enough of them!"
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Desert
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Re: PP performance for Q1 2018

Post by Desert » Wed Apr 04, 2018 7:27 pm

jhogue, I think that's a good idea, to go with rebalancing bands. What will you do with new contributions (if applicable)?

I'm putting new contributions toward the lowest allocation, and I wonder if I'll ever do a rebalance again.
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Tortoise
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Re: PP performance for Q1 2018

Post by Tortoise » Thu Apr 05, 2018 1:38 am

I started my PP in late 2010 with 15/35 rebalance bands, and more than seven years later still haven’t had to rebalance due to one of the volatile assets hitting a band.
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Xan
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Re: PP performance for Q1 2018

Post by Xan » Thu Apr 05, 2018 9:04 am

Tortoise wrote:I started my PP in late 2010 with 15/35 rebalance bands, and more than seven years later still haven’t had to rebalance due to one of the volatile assets hitting a band.
What have you been doing with new contributions?
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jhogue
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Re: PP performance for Q1 2018

Post by jhogue » Thu Apr 05, 2018 1:20 pm

Switching from annual rebalancing to 15/35 bands is a result of my growing confidence in the PP. When I started my PP in 2013, I thought I would be limiting buying and selling by rebalancing annually. I have since concluded that using bands will probably yield superior results in the long run, as both desert and tortoise indicate has been their experience.

As I retired two years ago, any new contributions I make will form only a small part of my overall portfolio. Until I hit 70 ½ I am prioritizing Roth IRA conversions and making annual contributions to I bonds and EE bonds- my barbell within a barbell. I also hope that rearranging PP Cash will satisfy any unhealthy urge to tinker with my PP.
“Groucho Marx wrote:
A stock trader asked him, "Groucho, where do you put all your money?" Groucho was said to have replied, "In Treasury bonds", and the trader said, "You can't make much money on those." Groucho said, "You can if you have enough of them!"
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Desert
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Re: PP performance for Q1 2018

Post by Desert » Thu Apr 05, 2018 9:06 pm

jhogue wrote:Switching from annual rebalancing to 15/35 bands is a result of my growing confidence in the PP. When I started my PP in 2013, I thought I would be limiting buying and selling by rebalancing annually. I have since concluded that using bands will probably yield superior results in the long run, as both desert and tortoise indicate has been their experience.

As I retired two years ago, any new contributions I make will form only a small part of my overall portfolio. Until I hit 70 ½ I am prioritizing Roth IRA conversions and making annual contributions to I bonds and EE bonds- my barbell within a barbell. I also hope that rearranging PP Cash will satisfy any unhealthy urge to tinker with my PP.
I like that! The one part of our portfolios that actually presents some tinkering opportunities is cash.

Congrats on retiring. Are you sitting on the couch watching Netflix, or have you found other pursuits (other than tinkering with cash)?
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