MachineGhost wrote: Let's rearrange this so it makes more sense and guess at the expected additional returns over a buy and pray/fold portfolio:

2. Downside Risk Management (3.36%)

I call baloney. Did you pull this from Hedgeable's whitepaper or something?

MachineGhost wrote: Run, don't walk, to http://www.personalcapital.com/ right away!!!  Just ignore the advisory junx.

Their online account support is impressive.

Perhaps endorse something only after you've used it for a little while?

dualstow wrote: Of course, if someone happens to have info on an episode that hasn't aired yet in its home country, that- we should probably draw the line there. Does that sound fair?

Sounds good to me. I'll kick things off:

What was the deal with the UFO in episode one?

Should we keep it free of spoilers, or can we talk about what's going on in the show?

old thread So are walking/standing desks dead at this point? Was the whole sitting-is-death thing a fad or is it still accepted? Saw this the other day (but haven't read it!): http://www.theguardian.com/society/2015/oct/13/sitting-down-at-work-is-no-worse-for-you-than-standing-up-study-claims Discl...

MachineGhost wrote: Are the Cohen Brothers behind it?  I think they were the movie.

Yes.

Market time the HBPP, and it will be a fine accumulation portfolio, and still low volatility . My understanding of timing is that it's a way to reduce volatility (not increase returns). So why go through all the trouble with a portfolio that already has low volatility? This is a key point... volati...

Watched the first episode of the second season last night. I'm liking it so far! Thanks for the tip.

Market time the HBPP, and it will be a fine accumulation portfolio, and still low volatility . My understanding of timing is that it's a way to reduce volatility (not increase returns). So why go through all the trouble with a portfolio that already has low volatility? Also, Tyler: Fine work!

MachineGhost wrote:It's very insulting to reality to think that we're all a product of spontaneous, random mutations as if we're nothing but empty meatbag shells with no volition.  Let's call what I believe "intelligent guidance".

Please elaborate.

I am concerned about being whipsawed... the Ivy Portfolio is not a lazy portfolio. My lifelong ambition is to drop into a lazy portfolio and stay there, but I think that day is not here yet, alas. After doing some research, I decided to approximate the Ivy Portfolio methodology in my VP (tax deferr...

AHHHH!!!

https://www.youtube.com/watch?v=VxTQKxyJyxw

I've never seen it before but it has a expense ratio similar to SGOL, and the deliverability feature seems nice.

The fee to exchange to physical gold seems reasonable as well.

Bringing this back on topic...I tried going whole hog with Personal Capital for about 3 months. Issues I had: - If a transaction was reversed from my bank account, sometimes it would persist in Personal Capital. This made it difficult to trust the monthly spending figures. - There would be random an...

dualstow wrote: Now that is funny! 

I think we can call it the Anchor Principle:

Assets other than stocks only serve as an anchor, dragging down the returns of stocks.

Anyway, the dried dung reference is interesting.  Statements in ancient writings can really be confusing without the context.  (Not that I am providing any correct context here, I'm just thinking that "dried dung" has a negative connotation to most of us, but it may well be meant to conve...

Right, but what about the interest payments acting as an anchor pulling down your reward returns. Joke fail. Does this help: if returns are weak in all asset classes the pp loses as well . they need  higher gains to overcome that negative weight before moving forward on anything . except all our pa...

TennPaGa wrote: If the universe had a sense of humor, the forum would soon get a new member who would make 10-20 posts a day about how much money you are leaving on the table by not using reward cards.

Right, but what about the interest payments acting as an anchor pulling down your reward returns.

Meanwhile, since you're the closest thing we have to a real buddhist in this thread, would you mind sharing what aspects of buddhism appeal to you?  There are many different flavors of Buddhism, so what follows is based on my conception of the Zen tradition. For one, it's a very personal pursuit. I...

I just spent some time talking to customer support. One potential downside is that they don't optimize your portfolio as a whole. They treat each of your accounts (e.g. taxable, IRA) as its own portfolio and allocate assets within that account accordingly. So you'll get munis in your taxable accoun...

I just spent some time talking to customer support. One potential downside is that they don't optimize your portfolio as a whole. They treat each of your accounts (e.g. taxable, IRA) as its own portfolio and allocate assets within that account accordingly. So you'll get munis in your taxable account...

dualstow wrote: Did anyone watch the video? It's hilarious.

I did! She doesn't even bat an eye!

Aren't all experiences subjective and perceived through a belief or meme filter? I wonder how your lens might change after having had a mystical experience. I would get more obsessed than I am now, that's for sure!  But the cat is out of the bag, as they say, for it being based on religious mytholo...

But you do believe that some people have experiences like that? Of course. Someone even posted about a schizophrenic friend that was literally hearing and talking to "God" in his head.  But such experiences are subjective, always perceived through a belief or meme filter. Aren't all exper...

MachineGhost wrote:

Jack Jones wrote: If you personally experienced God, in some (unverifiable) way, would that change any thing for you?

I wouldn't experience it through the lens of religious mysticism, so no.

But you do believe that some people have experiences like that?