Look, I don't care what is morally right or wrong at this point and what logic you use to justify your position. What I care about is the effects that low socio-economic mobility and wide wealth disparity have on civil society and our democracy. What remedies are you proposing for unequal income di...

Benko wrote: Why is this of more concern than the unemployment rate/current economic worries in this country and policies responsible for them?

Many people think they are related

Meanwhile, we have no examples of an Austrian model that works in the modern world.  Does Estonia qualify? http://news.heartland.org/newspaper-article/2006/07/01/estonia-creates-economic-miracle https://www.youtube.com/watch?v=4f9SZiZ-azU While it sounds like they have done a lot of good, do rememb...

Probably the best one I've heard was, "I'm very open-minded, but if you ask me, those intolerant Republicans should all be loaded onto a spaceship and shot into the sun." Intolerant of the intolerant when they act on their intolerance.... The point is, intolerance of intolerance is a taut...

Improvised explosive device

The yearly use of "Emergency Supplemental" funding for Iraq / Afganistan

I've often use "many opportunities" vs "all mucked up"!

Pointedstick wrote: Probably the best one I've heard was, "I'm very open-minded, but if you ask me, those intolerant Republicans should all be loaded onto a spaceship and shot into the sun."

Intolerant of the intolerant when they act on their intolerance....

People think CA is a liberal bastion, but that's only true in highly visible pockets like L.A. and San Francisco.  Overall it's a red-leaning state.  After all, Prop 8 never would have even gotten on the ballot in a blue-dominant state, let alone get passed. Yeah, I've tried to make that point here...

I had the VG Mid-Cap index for a while, and it treated me while. Probably wouldn't make a big difference, but a low cost option to add some equities not dominated by Large Cap growth.

If government carries any debt, there is no way they have a "surplus" of funds. This is just political spin. Clinton said the same thing during his budget with trillions of long term debt on the books and trillions more in unfunded liabilities still in existence. Running such a "surp...

As an early-ish Xer, I can relate...

Kriegsspiel wrote: Total World skips out on those taxes when it "balances" itself?

When Samsung goes up and Apple down, no need to sell anything to maintain intl vs US weighting....

Vanguard Total World stock index expense ratio is 0.19%. Total US is 0.05%, and Total Int'l is 0.16%. Is there some advantage to the Total World fund that I'm not seeing? VT Disadvantages: cost, a lot fewer stocks VT Advantages: single fund (fire & forget, no rebalancing between US & intern...

Parts I liked, parts were, hmm.... * Where did 3% come from vs 5% for a limited allocation? And nothing about the change in volatility, just absolute performance * While they is a point about tracking error and timing, moving from 70/30 to 65/25/5 would cause one to bail when the 5% is doing badly? ...

Sorry for an on topic post, but http://m.seekingalpha.com/article/1396581

Seems like a few reasonable strategies without going overboard - rebalance in May / Oct, ...

Probably minor in the long term, but for folks who do annual rebalancing, why not on May Day vs New Year's Day?

Technically, 50% of 80% gives you the 40% total in stock, so that's a match.

20% gold is high vs 15ish%, although I'd assume still within the rebalance band.... (40% of allocation?, so rebalance at 9% and 21% for a 15% allocation?)

Definitely something I've been tinkering with....

VTINX (Vanguard Retirement Income - 30% US/Intl Stock, 20% TIPS, 45% Total Bond)
5-10% Gold

Maybe add VWINX if want value tilt and more corp bond....

"  It is really bothering me that PPRFX is showing so little movement now  " While there are some general concerns with PRPFX (inflation tilt, cost, active stock picking, Swiss Franks, ....), is the current tracking error specific to its PP implementation? For a pure PP: Cash flat (25% of ...

Stunt: I'm thinking both LTT and Gold to 16%, not from Gold to LTT.... Although being a home "owner", I think I have more inflation protection than deflation protection overall (I also think REIT helps a bit with inflation.) Rymenocerous - do you max the company match in 401(k) and then co...

I think most would consider this more PP inspired than true PP..... Of course, I'd call mine PP inspired as well....  (All percentages rough; in IRA; All Vanguard except for metals; I couldn't give up the slice and dice; I'm less then 6 months in anything PPish....) Stocks (40% ; ~30% intl, Value, &...

Two fund portfolio: VG Lifestrategy Conservative growth (60/28/12 TBM/TSM/TISM - soon to have 20% of TBM go TIBM) Gold (IAU, GLD, ETC) 16% Gold (give or take - 10% some boggleheads might do...) A little light on gold / over alocated to stock vs traditional, and some some non treasury bonds in the 50...

I have PERM in a small Roth IRA. Does what I expect.

IMO, all states or none....

And something similar for Congressional districts to reduce impact of Gerymandandering?

And more use of ranked choice voting...

When Pilgrims arrived there were no welfare of Medicare or Social Security and they had to rely on themselves. For decades after that people came to America in search of freedom and ability to build better life for themselves and their children. But nowadays there is a growing group of population t...

1NV35T0R (Greg) wrote: I like the new format. The only thing I don't was I lost my stars and now I have a boring polygon. I liked having 5 stars, it made me feel like Eisenhower (i.e. last 5-star U.S. general)

I thought Bradly was the last 5-star (too lazy to look up right now)

I now forget who suggested it, but there is an old thread on boggle heads about getting similar return with fewer funds, splitting value plays accross geography, such as:   US Large Balanced (S&P 500)   Intl Large Value   US Small Cap Value   Intl Small Cap Balanced If you do REIT and the above,...