Search found 947 matches
- Wed Nov 21, 2012 9:17 pm
- Forum: Permanent Portfolio Discussion
- Topic: ALL my savings in ETF's is dangerous
- Replies: 17
- Views: 9791
Re: ALL my savings in ETF's is dangerous
Hello, 1st - GOLD and BONDS directly is perfect. Unfortunately for the EU-PP I don't think I can. 2nd - what do you think about opening an account in INTERACTIVE BROKERS for the VARIABLE Portfolio ? Do you think it is safe for a foreign citizen? If any problem exists (broker banrupcy or State proble...
- Wed Nov 21, 2012 3:58 pm
- Forum: Permanent Portfolio Discussion
- Topic: ALL my savings in ETF's is dangerous
- Replies: 17
- Views: 9791
Re: ALL my savings in ETF's is dangerous
Thank you all!
So, what other things can we do to put our savings?
I dont think that normal PP user diversifies a lot...
Land, CD, EU.PP, US.PP, VP, where else ?
So, what other things can we do to put our savings?
I dont think that normal PP user diversifies a lot...
Land, CD, EU.PP, US.PP, VP, where else ?
- Wed Nov 21, 2012 3:48 pm
- Forum: Variable Portfolio Discussion
- Topic: Making Variable Portfolio complementary to Permanent Portfolio
- Replies: 22
- Views: 12473
Re: Making Variable Portfolio complementary to Permanent Portfolio
Hi,tarentola wrote: Silver and other commodities are formally priced in dollars but are largely currency-independent.
Can you please explain me the result of the sentence above.
Please exemplify.
Thank you.
- Tue Nov 20, 2012 4:53 pm
- Forum: Permanent Portfolio Discussion
- Topic: ALL my savings in ETF's is dangerous
- Replies: 17
- Views: 9791
ALL my savings in ETF's is dangerous
Hello, I am now feeling disconfortable putting all my portfolios in financial markets - ETFs I imagine that, - the ETFs can go broke, is there any possibility of disaster of these instruments? - the broker where i will have the portfolios bankrupt, is there any chance of losing the assets in my port...
- Tue Nov 20, 2012 4:39 pm
- Forum: Permanent Portfolio Discussion
- Topic: European PP achilles heel?
- Replies: 45
- Views: 23997
Re: European PP achilles heel?
Im happy to read your posts. Why you have 40% in cash? 25 is balanced Why dont you create a pp and a vp portolio? Instead of mixing it all. CD is a good option? Thanks :) Hi Grosso, but buying bonds from no EUR countries is also entering the exchange risk. I am starting to figure out that there are ...
- Sun Nov 18, 2012 4:15 pm
- Forum: Permanent Portfolio Discussion
- Topic: 80-90% of your Total Savings in PP
- Replies: 43
- Views: 22882
80-90% of your Total Savings in PP
Hello pp friends How much % of your savings from all your life you put in PP? First I was thinking to do: 50% saving account, cash deposit, here the risk is bankrupcy of Portugal or Bank - I can get 4%/year interest 15% on PIMCO BOND FUNDS, to get average 6-7%/year with max DD of 20% 10% on Variabl...
- Sun Nov 18, 2012 3:42 pm
- Forum: Permanent Portfolio Funds
- Topic: EUROPEAN PP FUND
- Replies: 2
- Views: 4498
Re: EUROPEAN PP FUND
Hello,
Oooohhh
Having to make hedge to remove a bit of currency risk, it shouldnt be good idea to use US funds...
Correct?
Im sad because here in europe we should not use US PP
Oooohhh
Having to make hedge to remove a bit of currency risk, it shouldnt be good idea to use US funds...
Correct?
Im sad because here in europe we should not use US PP
- Sun Nov 18, 2012 3:21 pm
- Forum: Cash
- Topic: Cash in EUROPE
- Replies: 14
- Views: 11683
Re: Cash in EUROPE
The market certainly feels that German Bunds are safe. German Bund yields are actually lower than US Treasury yields right now. Germany Bund 2 Year Yield -0.03% Germany Bund 5 Year Yield 0.35% Germany Bund 10 Year Yield 1.33% Germany Bund 30 Year Yield 2.25% vs... US Treasury 2 Year Yield 0.24% US ...
- Sun Nov 18, 2012 2:46 pm
- Forum: Permanent Portfolio Discussion
- Topic: Euro HB Permanent Portfolio using ETFs
- Replies: 51
- Views: 29642
Re: Euro HB Permanent Portfolio using ETFs
Hi Frugal, If the dollar goes down 30% vs the euro then when you sell Gold you get more dollars so you still get the right amount in euros. I am not sure if this is the solution to the risk you mentioned? Kind Regards,K Hello kw, I didnt understand what you wrote. The EU PP must have all 4 assets i...
- Sun Nov 18, 2012 8:57 am
- Forum: Permanent Portfolio Discussion
- Topic: Euro HB Permanent Portfolio using ETFs
- Replies: 51
- Views: 29642
Re: Euro HB Permanent Portfolio using ETFs
Hi Frugal, IAU is gold, in dollar prices. You sell IAU and convert the dollars to euros. I only use IAU because the fee is 0.25%. VGK is European shares priced in dollars. So if the dollar gets weak, then the price of IAU and VGK will go up in dollars and when you exchange to euros you would not s...
- Sun Nov 18, 2012 6:46 am
- Forum: Variable Portfolio Discussion
- Topic: Making Variable Portfolio complementary to Permanent Portfolio
- Replies: 22
- Views: 12473
Re: Making Variable Portfolio complementary to Permanent Portfolio
Hi,
Yes US Bonds or Silver...
What about the USD currency risk? Isnt it important for an european citizen in VP and PP ?
Rgds
Yes US Bonds or Silver...
What about the USD currency risk? Isnt it important for an european citizen in VP and PP ?
Rgds
- Sun Nov 18, 2012 6:38 am
- Forum: Permanent Portfolio Discussion
- Topic: Euro HB Permanent Portfolio using ETFs
- Replies: 51
- Views: 29642
Re: Euro HB Permanent Portfolio using ETFs
Hi,
Isnt it risky to have those ETFs in USD??
Imagine that USD becomes even more weak...
Rgds
Isnt it risky to have those ETFs in USD??
Imagine that USD becomes even more weak...
Rgds
- Sun Nov 18, 2012 12:57 am
- Forum: Permanent Portfolio Discussion
- Topic: Euro HB Permanent Portfolio using ETFs
- Replies: 51
- Views: 29642
Re: Euro HB Permanent Portfolio using ETFs
K,
why you mix USD ETF's in your EU PP?
Do you make hedge ?
Regards.
why you mix USD ETF's in your EU PP?
Do you make hedge ?
Regards.
- Sat Nov 17, 2012 4:13 pm
- Forum: Permanent Portfolio Discussion
- Topic: percentage of personal savings on PP investment?
- Replies: 10
- Views: 5581
Re: percentage of personal savings on PP investment?
Hi,
I am thinking to make the following:
50% Cash savings account in Portugal
10% in PIMCO type funds
30% in EU PP
10% in VP - LAZY portfolio
What you experts think about this group?
Thank you all!
I am thinking to make the following:
50% Cash savings account in Portugal
10% in PIMCO type funds
30% in EU PP
10% in VP - LAZY portfolio
What you experts think about this group?
Thank you all!
- Sat Nov 17, 2012 4:01 pm
- Forum: Permanent Portfolio Discussion
- Topic: Euro HB Permanent Portfolio using ETFs
- Replies: 51
- Views: 29642
Re: Euro HB Permanent Portfolio using ETFs
Hi T, Comparing the US PP with the EU PP, you find that the US PP is a bit expensive now, while the EU PP represents reasonable value at this moment. I like to add money to the PP after a downward move below the trendline, like March 2011 for the EU-PP. For an US investor it seems to be a 'good' ti...
- Sat Nov 17, 2012 2:47 pm
- Forum: Permanent Portfolio Funds
- Topic: EUROPEAN PP FUND
- Replies: 2
- Views: 4498
EUROPEAN PP FUND
Hello,
is there available any PP FUND in EUROS?
This is to avoid CURRENCY RISK.
Thanks!
is there available any PP FUND in EUROS?
This is to avoid CURRENCY RISK.
Thanks!
- Sat Nov 17, 2012 2:39 pm
- Forum: Cash
- Topic: Cash in EUROPE
- Replies: 14
- Views: 11683
Re: Cash in EUROPE
It works fine for all PP's really. The LGB is just for reducing the volatility. Actual returns over the extreme long term is pretty much the same. It goes to show that the LT bond market is actually pricing the cash-flow risks pretty well. Isn't that funny? We typically think of cash as the vola...
- Sat Nov 17, 2012 2:25 pm
- Forum: Permanent Portfolio Discussion
- Topic: EUROPEAN PP family
- Replies: 21
- Views: 12076
Re: EUROPEAN PP family
Keep in mind that financial guaranteed from governments that can't print dollars are actually guarantees to raise taxes or beg for foreign aid with strings attached when they inevitably mismanage things and come up short. As AdamA said, there's a reason those rates are so high. I took a look at por...
- Sat Nov 17, 2012 9:11 am
- Forum: Permanent Portfolio Discussion
- Topic: EUROPEAN PP family
- Replies: 21
- Views: 12076
Re: EUROPEAN PP family
Yes, more risky.AdamA wrote:Careful...there's a reason those rates are so high!frugal wrote:
Here we can find CD up to 4-5%/year.
But my account is under protection of State guarantee fund...
Regards
- Sat Nov 17, 2012 9:09 am
- Forum: Cash
- Topic: Cash in EUROPE
- Replies: 14
- Views: 11683
Re: Cash in EUROPE
Hi,
I was thinking to do,
33%stocks
33% LTB
33% gold
Etf's
A bit different.
Cash I have home CD, which can represent 50% of my savings.
Regards.
I was thinking to do,
33%stocks
33% LTB
33% gold
Etf's
A bit different.
Cash I have home CD, which can represent 50% of my savings.
Regards.
- Sat Nov 17, 2012 9:02 am
- Forum: Permanent Portfolio Discussion
- Topic: EUROPEAN PP family
- Replies: 21
- Views: 12076
Re: EUROPEAN PP family
Hi,
I am now in Portugal, which is more risky.
I was thinking to have a portfolio like Marc. But cash in germany pays very very bad.
Here we can find CD up to 4-5%/year.
Regards
I am now in Portugal, which is more risky.
I was thinking to have a portfolio like Marc. But cash in germany pays very very bad.
Here we can find CD up to 4-5%/year.
Regards
- Sat Nov 17, 2012 5:09 am
- Forum: Variable Portfolio Discussion
- Topic: Making Variable Portfolio complementary to Permanent Portfolio
- Replies: 22
- Views: 12473
Re: Making Variable Portfolio complementary to Permanent Portfolio
I like REITs, muni bonds (VPAIX) and VCIT (corp bonds) in my VP. First: Living in Europe we should make hedge to these type of international ETF's ? This to avoid currency risk, or it has not so much influence in the end results. Second: what is your opinion about the following for VP: REIT ...
- Sat Nov 17, 2012 4:42 am
- Forum: Permanent Portfolio Discussion
- Topic: Chances of losing (and winning!) are close to zero.
- Replies: 348
- Views: 114378
Re: Chances of losing (and winning!) are close to zero.
http://forumdacasa.com/extensions/InlineImages/image.jpg.php?AttachmentID=7798 maybe without considering money printing. Don't know whether it affects our little lifes here in our small but good country :) ALL PORTFOLIOS IN THE SAME ZONE WILL HAVE SAME INFLATION :-) Waiting your comments I remain. ...
- Sat Nov 17, 2012 4:37 am
- Forum: Permanent Portfolio Discussion
- Topic: EUROPEAN PP family
- Replies: 21
- Views: 12076
EUROPEAN PP family
Hello,
I would like to know you all that are using or thinking to use a PERMANENT PORTFOLIO living in a EUROPEAN country.
Say "Hi!" here in this topic and share your experience.
Thank you very much for your posts!
Cheers.
I would like to know you all that are using or thinking to use a PERMANENT PORTFOLIO living in a EUROPEAN country.
Say "Hi!" here in this topic and share your experience.
Thank you very much for your posts!
Cheers.
- Sat Nov 17, 2012 4:23 am
- Forum: Cash
- Topic: Cash in EUROPE
- Replies: 14
- Views: 11683
Re: Cash in EUROPE
The market certainly feels that German Bunds are safe. German Bund yields are actually lower than US Treasury yields right now. Germany Bund 2 Year Yield -0.03% Germany Bund 5 Year Yield 0.35% Germany Bund 10 Year Yield 1.33% Germany Bund 30 Year Yield 2.25% vs... US Treasury 2 Year Yield 0.24% US ...