Sounds to me like the person you want to talk to is your sister. +1 But you may be doing that. Btw, watch a bit of the documentary "growing up trans" if you get a chance. Really sad. Omg. To say that an 8 year old is "choosing" to live a totally agonizing life of wishing to be t...

Well, I've managed to put myself in the position of arguing a point I don't agree with, but I'm doing so for a reason.  As a Christian, I think morality is prescribed.  But before becoming a Christian, I of course thought a lot about morality, its origins, and frankly its usefulness.  To be a true ...

Looks good. Not too far from what I came up with independently for my IRA (separate from my PP). 15 LCB, 10 SCB, 10 EM, 30 LTT, 10 STT, 15 Gold, 10 REIT. Yours is biased more toward inflation protection. And has too much in EM for me to stomach. The question is, as others have said, are you going to...

To just follow up on one of your examples: if the mallard drake pairs never mated with females, then according to naturalistic evolutionary theory, they would not reproduce and whatever genetic trait contributed to them wanting to hang out with other drakes could not be naturally selected and hence...

I disagree, Libertarian666.  I started this thread asking for people's thoughts, attitudes, and  opinions on this topic... Curious. Did you or anyone really learn anything from this dialog? I don't mean that to sound obnoxious. Just really curious is anyone fundamentally changes their options based...

Mountaineer wrote: Seemed appropriate. 

... M

If—
BY RUDYARD KIPLING...

Just read through 4 pages of absolutely nothing that made any difference in my life (except wanting to get more involved in med school selection committees  ). Until I came to this. Wow! knocked my socks off. Thanks for sharing.

In my previous life as an agnostic, I would argue that "homophobia" seems like a quite natural and logical position to hold, if morality is something that evolved along with humans.  While racism is illogical in a naturalistic worldview, because inbreeding can lead to genetic problems, ho...

I am a Lutheran.  So, I will give my answers in terms of the doctrine ot Two Kingdoms, Two Realms, and God rules both Kingdoms. I think that most would respect that. I do. Except for what constitutes "sin" (unless you mean in its etymologic sense, "missing the mark" as opposed t...

I'm not religious and therefore don't think homosexuality is a sin but I'm not a supporter of "gay rights" when what it actually means is taking away other people's freedom. Like in the case of the poor Oregon couple who had their lives destroyed because they refused to bake a cake for a ...

As far as marriage, what it the justification for discrimination (taxes, visitation, etc) if not religious beliefs? Based on something like the ability to procreate instead of love? If it is it guised in "the best interest of the state," then at least be consistent. No marriage if older th...

I still like a bit of gold as insurance, and it appears that allocations up to about 10% haven't harmed returns over the past 30-40 years.  If the apocalypse does occur, even a 10% allocation to physical gold will make one richer than all one's starving friends. Are you still favoring your 60/30/10...

Great info. Thanks all.
Anyone use OpenDNS?
If I use OpenDNS, Ghostery, and Duck Duck Go, is my IP address still visible to all sites I go to?

Thanks, you all. Will try DDG and Startpage. Anyone pay for a private VPN?

Thanks, Austen. I take notes from the better things I see posted here, and I am saving that one. Nicely explained.

Austen Heller wrote: If rates stay the same, you will still get capital gains from 'riding the yield curve'.

Nice analysis. Thanks. Can you explain this?

Libertarian666 wrote: Really the first question to answer is "why is physical gold unacceptable?"

The same reason that buying 30 year bonds and administering a 1-5 year treasury ladder is unacceptable to many. Just harder, and at some point we all sin 

I'm just now starting to fund my IRA's after neglecting them for years. I have a solo 401k set up for my business (roth option through vanguard, expenses are high though) and some personal Roth IRAs. how big of a difference is it to just do a 4x25 portfolio for each account? It would be much more s...

IAU large and lowest of ERs.

PHYS (formerly GTU) for some in taxable account so can harvest gains with least taxes.

I hope the above is a helpful summary.  Ryan, if there's anything I missed please comment! Very nice summary, Sophie. Thanks! Yes, I think that many of us bought into the PP when gold was hot. Many are disillusioned by "tracking error" (i.e., doubt, jealousy) and have turned toward equiti...

Obi200 http://www.amazon.com/gp/product/B00BUV7C9A/ref=as_li_qf_sp_asin_il?ie=UTF8&camp=1789&creative=9325&creativeASIN=B00BUV7C9A&linkCode=as2&tag=obihatechn-20 Love that amazing little thing! Pair with Googlevoice number and for <$50 have free landline. No ongoing fees. Can add...

Really nice post. MT, you more than anyone have helped me with my phobia of intermediate and long term treasuries.

Pointedstick wrote: Thanks everyone. Sadly the vaccine isn't approved for people younger than 50

Given at 1 year. And can be given again later if no evidence of immunity.
http://www.cdc.gov/vaccines/schedules/h ... adult.html

Not so much here on this forum but many gold holders were betting on a big inflation coming because of charts like this... The idea was that banks lend in direct proportion to the amount of reserves that they have, and that once things returned to normal we would have an explosion of credit and spe...

Might as well ask here. Elsewhere you said, "I found that the main advocates for gold were using old models that have already been proven wrong." Can you elaborate a bit more?

Appreciate your quick response, Melveyr. And the comments of others. As you are aware, Tyler has created PortfolioCharts and suggested the Golden Butterfly. I am thinking about the derivation below. Regardless, I assume you would replace the treasuries with intermediate and ditch the gold? And you w...