Happy New Year all, Year 2021 returns for my leveraged PP is 32.09%. My leveraged PP is: 40% UPRO, 30% UBT, 30% UGL. Its approximately 2.3x leverage overall. Here's the PortfolioVisualizer link: https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=4&startYear=2011&firstM...

In 2014 I moved from Illinois to Florida. One of the best decisions of my life. I love it here. I even picked up a wife down here

For anyone considering moving here, I agree with FlyingPylon, try it out first (rent) to see if its right for you.

I created this post 10 years ago. I ended up owning both physical gold and ETF (IAU).

Vinny - buy a few buffalo coins, trust me, it's a great feeling.

TruDrew - welcome to the forum. There's no doubt using options to build a leveraged PP would be much more efficient, albeit complex. Yes, there can be serious negative decay with the ETFs at times. For example, my 2.3x leveraged PP (40% UPRO, 30% UBT, 30% UGL) returned 25.30% for year 2020. However,...

Happy New Year all! My Juicy PP returned exactly 20.00% for year 2020. I'm very pleased. I added some long-term TIPS (LTPZ) and momentum fund (MTUM) for additional bond protection and potential stock growth. I updated my website with the Year 2020 returns: http://www.tightwadweb.com/customportfolio....

Happy New Year all, My leveraged PP returned 25.30% for year 2020. It consists of 40% UPRO, 30% UBT, 30% UGL. This equates to approximately 2.3x leveraged. The URL below shows CAGR for the past 10 years is 19.27%. Rebalance yearly. https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timeP...

I swapped out my TMF for UBT to reduce bond leverage. Now my leveraged PP is: 40% UPRO, 30% UBT, 30% UGL. This puts me at approximately 2.3x leverage overall.

mrbk2fi - You can track the allocation here: https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=4&startYear=1985&firstMonth=1&endYear=2020&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustm...

Good question. The link shows "US Mkt Correlation" for TLT provides slightly more stock market crash protection. Other than that, I don't believe you're losing much. I'm not ready to go whole-hog into LTPZ, but I'm willing to go half-hog. I bought some LTPZ yesterday and its up +1.12% toda...

In the past 10 years, LT Treasuries (TLT) have performed very similarly to LT TIPS (LTPZ). See link below, only a ~1% difference in CAGR. https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=4&startYear=1985&firstMonth=1&endYear=2020&lastMonth=12&calendarAlig...

Var - do your own UBT? Can you confirm it imploded? I don't see any evidence. According to Morningstar, as of 8/18/20, its up 41% YTD: https://www.morningstar.com/etfs/arcx/ubt/performance

Houston, we have a problem. UGLD is being de-listed, see article here: https://www.prnewswire.com/news-releases/credit-suisse-ag-announces-its-intent-to-delist-and-suspend-further-issuances-of-its-velocityshares-etns-301080971.html This is a real bummer. I've owned UGLD since 2014 and made good mone...

Yes indeed, thank you Craig (and Harry). I've implemented my PP variant (Juicy PP) years back and its keep my returns consistent. I sleep good at night with a hands-off passive portfolio that can endure any economic condition.

I also enjoyed your excellent book. Take care my friend.

Var - correct. I prefer the simple hands-off approach. Same allocation (45% UPRO, 35% TMF, 20% UGLD), rebalance yearly. The less I tinker the better. Its a roller coaster ride, but I only keep a portion of my net worth in the Leveraged PP.

Thanks dualstow! He's a standard tabby. Took him in as a stray kitten at 4 weeks old. He's been a real blessing in my life.

Hi all,

My 2019 leveraged PP results are in. I implemented this 5 years ago and have gotten a 14.93% CAGR. I rebalance yearly. Last year was spectacular, a whopping 67.71%! Here's a 5 year screenshot: http://www.tightwadweb.com/3x2019.jpg

Take care.
-Ozzy

Hi all,

My JuicyPP returned 21.43% for 2019! Best year of the decade! I updated my website with the 2019 numbers: http://www.tightwadweb.com/customportfolio.html

Keep America Great!

For 2018 my JuicyPP returned -6.68%. It consists of:

Stocks: 55%
LT Bonds: 30%
Gold: 15%
Cash: 0%

http://www.tightwadweb.com/customportfolio.html

Hi all, adding my 2 cents. My leveraged PP is the following: 45% UPRO 35% TMF 20% UGLD I keep it simple and just rebalance annually. Its returned 22.23% CAGR over the past 5 years (2013-2017), here's a performance screenshot: http://www.tightwadweb.com/3x-2013-2017.jpg So far, the first 6 months of ...

Here's a good article released today on combining leveraged and non-leveraged PP assets to increase overall performance. I've been implementing my own version of this for years and its been great:

https://seekingalpha.com/article/414276 ... erage#alt1

Happy New year all! Fantastic year as all PP assets were profitable. My Juicy PP returned 16.47%. It's 55% Stock, 30% LTT, 15% Gold, 0% Cash.

http://www.tightwadweb.com/customportfolio.html

-Ozzy

Yup, great post. Lovin' the returns so far this year!

Hi All,

For 2016 my "Juicy" Permanent Portfolio returned 9.69%. My sloppy website: http://www.tightwadweb.com/customportfolio.html

Make America Great Again!

However, I'm considering IJS (small cap value) in taxable, to reduce dividends. It's a commission-free fund at Fidelity. The expense ratio is a lot to stomach though. You may want to look at IJR (SmallCap Blend). Also commission-free at Fidelity. Broader diversification, low expense ratio (0.12%), ...

I'm in Tampa Bay FL.